luckily I've got landlord insurance but it only cover me up to 10 weeks rent.
I haven't formally notify my insurance company because I don't want to affect my premiums in the future as I'll need to disclose I've made claims for the last 2 years and this is not my only IP, it will have a domino's effect in terms of cost for my other IP's insurance in the long run.
My best bet right now is the owner realize he has done something really stupid and just pay back the bond so I can use it to cover the rental lost and move on.
I haven't formally notify my insurance company because I don't want to affect my premiums in the future as I'll need to disclose I've made claims for the last 2 years and this is not my only IP, it will have a domino's effect in terms of cost for my other IP's insurance in the long run.
My best bet right now is the owner realize he has done something really stupid and just pay back the bond so I can use it to cover the rental lost and move on.