Recent content by active74

hi, can anyone reccommend a financial adviser? preferably in sydney and its mainly to do with accessing super, centerlink and tax issues for a person who is over 65 and still working. Thanks!

I did see a course somewhere for $1500 or $35K for a franchise. thanks

you have me confused now, can I borrow the LMI?, I dont have much-if any cash at the moment, It would be $250 a month more to go to 95%, but I could allways put some cash back(sell shares) in an off set to reduce the monthly cost right?

well, I think they are farly low at the moment, everybody seems to think they will rise slightly, I also would like to pay a set amount per month.

HI, well I have kind of changed my mind a bit, I think I will go with a 2 year fixed I/O loan for 6.59% which is with my current lender ING, I paid $297000 for my unit back in 2002 the price has basically stayed static, I got a real estate agent to do an appraisel, he said 295-300K so I'm out of...

yes its for a IP, I like the look of ratebusters actually, 6.57% for a 3 year fixed, no start up or on going fees plus an off set account.

I'm looking for a 5 year fixed i/o loan, property is worth 300k current loan is 230k , I;d like to take out at least another 20k to invest in shares, can anyone reccomend a loan for this with a good rate? thanks Gavin

I am just saying that she no longer wants to work, but cant afford to stop working because of debt. a correction also- she has $40K not $10 in super.

Hi, I was looking for some advice for my mum. she owns and lives in a aprox $900K house (paid off). she owns a $330K investment unit-$10K owing with about $5K personal debt. she is 66 and has only about $10K super. what would be the best option regarding retirment? I dont think she would be...

I am just about to have my unit revalued, I called the bank (ING) and they said i have to apply for the loan before they will value it. my broker reccomends getting an independent valuation, but are they (ING) going to exept that? I thought they had to be on their panel ?.

Hi, I own 1 property- a unit that was purchased off the plan in july 2001, settled in november 2002. My loan is with ING, I paid a 20% deposit -as their mortgage insurance would not look at a 1 bed unit. I want to get the property re-valued so I can borrow against it ,but they wont re-value...

I own a 1 bedroom unit in waitara gardens, opposite the station, don't know if you know the place but they are going for 370K and up, for 2 bedrooms. I also read capital gains for units in the area will only be around 4%(residex i think)

i bought a unit about 2 years ago- off the plan for $297K, i settled Dec last year. the same units as mine are now selling for $330K, if i got it re-valued by the bank would they actually value it at that amount? or do they add some safety net in there. becuase i would like to borrow more money...

any opinions on coffs harbour ?, it looks pretty cheap to me. i have just come back from a short holiday there, not a bad town, much bigger than i thought.

as for the crime rate, i would'nt wan't to live in redfern. i installed an alarm for a lady who had her place broken into while she was sleeping,he walked upstairs into her bedroom and stole her laptop, this was only after moving in a couple of weeks prior.