Recent content by BradW82

I was a similar situation as your friend some time ago , I basically used the debt payment as a bargaining tool and had creditcorp agree to remove the default upon payment of the debt. This worked for me for a $14,000 default from CBA which they also discounted about 50% if I remember...

Thanks guys for the replies!! Tobe , I totally agree with your comment regarding ego ! I cant bring myself to buying a super expensive car as the money could be used for property but we do need something reliable for the kids and wife. Should I assume that every $250 a month on the car...

Hi all , Thanks in advance for any input I may get as my question is a vague one but I will try provide enough info. I would like to know how much car finance may impact our current borrowing limit. We have a PPOR due to be finished being built in 4-5 months . Loan of $292k , vallued...

OK Thank you Rolf and others for the advise . Brad

No they did not give me a copy . After re reading the email sent from Suncorp they say my LVR would now be 95.14% ! I just feel like they have done comparables on different size blocks or something to that extent. Is it heard of for a bank to val a block that far below its purchase price ...

Just a quick question regarding a recent valuation I just received from Suncorp . We paid $152k for a block of land in Arnolds creek , Melton West in July 2010 , it is 640sqm block and was valued at $185k by 2 real estate agents at the end of last year . Our valuation just came back at $130k...

keichang !!! Thats the sound we make when the cash register closes and we make some cash !! :cool::cool:

Tobe , That is not harsh , just good advise thanks ! Kesse , Thanks for the reply . It makes sence . I think as it is not over important I will just use savings and leave the credit card for now . Thanks again guys , Brad

Thanks Aaron, Do you think it is worth trying somewhere else that may have easier lending criteria ?

Hi all , I do apologize as this isn't really a property question ....well its purpose is related :cool: Hoping someone can shed some light on something . I applied on line last night for a Bank West credit card and got a "knock back " and No explanation when I called them this morning . I...

Thanks guys , we got unconditional approval and managed to lock in at 6.14 for 3 years . Brad

Just wondering if anybody else has this info ? My Mortgage broker told me this today in attempt to get me to rate lock now as we have finance pending a valuation . Apparently they will raise 2 & 3 year fixed rates by .25% ... Brad

Hi Tom , If you can do the fitting yourself then I can recommend AWP (Arrow wood Products) . This is the company I work for and we are a benchtop and door manafacturer in Tullamarine and Dandenong . Its almost always cheaper to remake everything as most places that I know of would not peel...

HA HA HA HA !!! While I have no comment on the actual product I thought that was funny as hell . :p

Hi janiyaha, I dont know if this will be of any help to your situation but my wife and I were in a very similar situation last year . We were looking at our first block in Melton as we could not afford to get into caroline springs which is where we are renting , so we went for a drive out...