Recent content by Break'n Out

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    Interest Rates to Drop?

    And will the banks pass it on??
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    Housing affordability - Capital Growth vs Cash flow?

    nice work Sticky fingers.. Totally agree with affordability Vs Priorities.. personally we gave up a lot to build a base for our property portfolio to grow.. and no doubt in 10 years time, people will say how 'lucky' we are.. There's no luck in setting yourself goals and prioritising...
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    Adelaide Housing prices - Western Suburbs

    Just bringing this thread back after 18 months for a re-visit of the true West suburbs.. Warradale in particular.. The Swimming centre is now complete and the water slides are great... The pub is undergoing yet another renovation this time to the Dining area. there has been oodles of...
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    The Street Paper on Housing Affordability

    Me thinks we are in for a bumpy ride over the next 3-5 years...
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    Death mid contract - is it still valid?

    Thank you for your contribution to my queries.
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    Death mid contract - is it still valid?

    Hi, My mother lives in her partners house for > 10 years. The contract has been signed as is subject to inspection. The house that they were to buy is subject to the sale of this property. Unfortunately the partner dies.. Are both of the contracts still valid?? What happens to the...
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    real estate INVESTAR search engine?

    Has anyone trialed this property seaching engine? What has your expirence been? http://www.***************************
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    Releasing equity - when and how much?

    Hi I want to explore releasing more equity by increasing my line of credit to ensure I have access to fast cash should an oportunity for another IP arise. Current Portfolio PPOR + 2 x IP Est $1.75 million with debts of $1.1 (63%) Potential to increase LOC by $100k to keep below 70%...
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    Upping the rent

    Thank you all for your wisdom...!
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    Upping the rent

    increase or not to increase?? My tenants have been in the propeerty for over 2 and 1/2 years. They began paying $320 pw and after 1 year, I raised the rent to $340. It's been 18 months now and I am considering rasing it again. (they are on periodic lease) They are excellent tenants, pay...
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    Serviceability

    Income approx $130k combined What sort of options?? Yes all loans with Westpac.. who are quite reasonable with their serviceability.. (according to broker) and that If I disclose all loans to a different provider, we'd get the same result... So what other options are there?
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    Serviceability

    Currently have 4 loans PPOR - 24% equity IP 1 - 80% equity IP 2 - 75% equity Equity Loan - Approx $60k remaining Combine loans at approx 71% equity I have bought and removated the IPs over the last two years. I would like to borrow an additional $120k to upgrade house (sell exist...
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    Adelaide Housing prices - Western Suburbs

    Elizabe.....? Is that one 'f' or two?
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    Adelaide Housing prices - Western Suburbs

    Not sure how the 'True' western Suburbs (B/n Henley and Brighton) turned into a discussion about Defence housing on the other side of the Mullet proof fence (Grand Junction Road) or the North West outer suburbs... and IKEA (although we are regulars at IKEA - Rumpled ELF - see you there Sunday...
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    Adelaide Housing prices - Western Suburbs

    Hi, Property experts have been banging on about a lot of the Adelaide outer suburbs such as Christies Beach, Elizabeth or Mount Barker and their adjoining suburbs... I think the value and future returns are going to be found in the West - South West suburbs one back from the beaches such...
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