Recent content by convert2online

thanks for your help guys. Here's some photos. So if you're looking at this photo the back right corner of the house is on the left where it is above ground and partly along the right fence too. This is the corner And this is facing the other way so you can see the part that...

found out it's colorbond but that shouldn't make a difference easy enough to pull out. The part where the pool is above ground is the back left corner where neighbouring fences are, if I fill it up with dirt is this going to push their fences down?

quite possibly, I don't really know the material, some kind of thin metal

Hi I have a aluminium pool is that is 80% below ground. I heard with concrete and fibre glass pool removals they need to removed first before filling however I'm wondering if I can just remove the lining push the walls in and fill in over them, or would I need to remove the aluminium too...

yes I do, it's all official. I suspect I just came across an unhelpful d***

Looking to top up my loan with commonwealth however they won't accept my rental income as income. I rent out the rooms individually and directly with the tenants not through a real estate agent. The rep said they have a policy that does not allow them to accept income like this. However I...

well yes exactly what I want to use the money for something else but they're telling me I can't access it , 'better' was the wrong choice of word ok wouldn't this be the same as top up on the on existing loan? So maybe I should switch to the IO or that what you mean by refinance?

Let me rephrase the minimum required repayment does go down but not automatically I have to request it manually to go down to the new minimum which I never have, I have been paying the same amount each month the whole time so yes it's better for me the loan will paid off quicker. It does...

Hmm maybe I'm not getting how a mortgage is calculated I thought that when the interest rate goes down so does the minimum required payment so I will still pay it off in the 30 year mortgage timeframe. Now if I didn't reduce the repayment to the new minimums each time the interest rate has...

Hi everyone Have a mortgage for about 8 years now with Commonwealth, during this whole time I had never reduced the minimum repayment while the interest rates dropped. I had assumed that because I had never reduced the minimum repayment that I was over paying and I could access this...

and that's the issue with all things, so called 'inflation' all our costs go up but wages don't

the ATO will find anyway to get access to any information about your earnings. It's in their best interest :) $$$$$

there's always going to be people who try to bring you down from your big dreams, most of the time they are family and friends unfortunately! When you fail they are there to say 'should have listened' When you succeed they won't say anything or if they are big enough they'll say 'glad you...

food seems to be biggest killer our budget, I would estimate 30-40% of total outgoings, maybe more. We're not big eaters however but do eat out alot simply because we work alot and no time to cook and then cleanup, plus the human energy costs. When we do groceries and try to cook it just goes...

that's a scary thought. it seems it can just happen no matter how many people are standing on it. Then again with any similar structure 40 people stomping on it's not going to help matters