Recent content by DEVIL

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    Did bank steal money from me?

    It is NAB, i can't get in contact with lending officer who did this. He is sick or away or something else.Others say they cant help and send emails to him to contact me. Zero results so far...
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    Did bank steal money from me?

    I didn't change bank, it is the same bank. I paid extra LMI but it was included in $170K loan
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    Did bank steal money from me?

    Did it myself, big mistake. Took them 3 months to do it. I can't get in contact with officer, all others can't help and send me back to him. They mention Interest but it is $2000 missing when Interest is $1100 per Month. Don't think they give me 2 Months of no interest.
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    Did bank steal money from me?

    Hi people, I need some help. I finished refinancing with my current bank and got equity payout in the end. I am not happy with amount I received. My math tells me I am $2000 short. Previous Loan limit: $185 K with balance of $183 K to date. I borrowed more money and made split: $170 K...
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    My bank is very efficient...

    They are crazy there at NAB lending dept ! It took them 3 months ! to do what I want: split IO loan into IO + P+I with offset account. How hard is that? First they didn't want to agree on my current interest rate of 5.58 Later they said I need set up different Offset account for that and...
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    Question for the brokers...

    I am with NAB and almost finished restructure of my loan with them. (simple split of loan into IO + P&I with offset) it is very/extfemly hard to deal with them ! it took me 3 months to get what i want. multiple issues: what is IO what is P+I and what amounf,what rate applies to each of them...
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    Bowen, QLD

    Bowen, Mackay, Emerald are very quite atm. everyone is waiting for somethig (miracle?) things look prety bad in mining industry. whoever is prepared to take a risk and invest now may get big bonus later, maybe not... Hey Jack hows your Emerald IP doing? pm me
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    Probation period and LMI

    I have nothing against NAB. It is just asset protection because other 2 IP are x-coll by them :(
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    Probation period and LMI

    as I said before could be other reasons. but I was told that Probation is the main one
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    Probation period and LMI

    Apparently not for banks... I should get answer from HR this week.
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    Probation period and LMI

    Guys you didn't read what I wrote. I have 2 IP with NAB and DONT WANT to use NAB again for this purchase. I am happy with any other lender now.
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    Probation period and LMI

    curent lender is NAB. mortgage broker said only waiving of prob.period will help. letter is not good as we discuss this option straight away. i wouldnt worry to much about it, i can wait 3 months. but house that i like is on the market and i am sure it will be sold before i get approval :(
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    Probation period and LMI

    i never complained about broker. what i am saying that probation period is stipid excuse not to lend me money, because nothing will change after it. plus i more than half way there.
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    Probation period and LMI

    ok I see where it goes... I dont want to call any names but broker is well known on all forums and all of you gave him references at some stage. As I said it could be other financial bits and pieces which affect that deal, I don't know... probation period is major concern. anyone who wants...
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    Probation period and LMI

    totally agree PT Bear. 6 months is stupid term. it could be few other bits and pieces that affect my story but I pretty sure that probation period is major one. i was employed for 5.5 years with previous mob. story is not over, my manager and state manager happy with waiving ig for me...
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