Recent content by Frito

  1. Frito

    Where can l put money to save ?

    Some very constructive suggestions here. FWIW, one technique I have used successfully myself and with clients overcoming serious behavioral issues is a SMART goal- a specific, measurable, achievable, realistic, time-based result goal. i.e. next time the invoice arrives in the account after bills...
  2. Frito

    New Commercial PM required- Illawarra NSW

    Thanks HandyAndy, yep he is all over it! Cheers
  3. Frito

    Reusing concrete slab

    Thanks for the info guys, will get an engineer to have a squiz and see how it goes, cheers!
  4. Frito

    Reusing concrete slab

    Wondering if anyone has any experience with this- have a small crappy old garage on a large slab. Garage now is single, slab big enough to fit a double colourbond kit garage with workshop. Can I get rid of existing garage and then just bolt new in its place? slab looks good condition. What might...
  5. Frito

    New Commercial PM required- Illawarra NSW

    A bit far away Peter but thanks nonetheless.
  6. Frito

    New Commercial PM required- Illawarra NSW

    Seeking recommendations for a good commercial PM for small commercial premises in Shellharbour NSW- lease is up, tenant wants to re-sign, current agency is pretty useless. Thanks in advance.
  7. Frito

    Someone convince me that Financial Advisers are useful

    While I study my *** off I am the paraplanners lackey, COIN slave, SMSF admin teams gopher and chief cook and bottle washer. Actually its not that bad and Im really lucky to be doing a mature age career change with a unique trainee ship type arrangement through a relatives FP practice.
  8. Frito

    Someone convince me that Financial Advisers are useful

    See that happen alot unfortunately- Where I work we rebate back any comms we can't turn off, but good you picked up on it in your case, many people don't and wonder why their super is going nowhere!
  9. Frito

    Someone convince me that Financial Advisers are useful

    touche- that was bit sloppy, bad habit, luckily I am in the back room away from the clients ha ha
  10. Frito

    Someone convince me that Financial Advisers are useful

    There are plenty good FPs out there, it can take some searching but they do exist. For a start look up/request their FSG (fees and services guide) and work out how they get paid- as mentiomed earlier AUM/FUM etc is comission by another name- bar it. Most solid planners will give you a free short...
  11. Frito

    Inheriting property with sibling and father to stay on in home

    Hey Wylie Thanks for the kind words, have bitten the bullet and spoken to dad, and ha has agreed to follow up- you are right, nothing like a PITA brother in the mix! Cheers
  12. Frito

    Inheriting property with sibling and father to stay on in home

    Thanks Terry- figured as much, but always good to know what I don't know- cheers.
  13. Frito

    Inheriting property with sibling and father to stay on in home

    Have been left 50/50 shares in parents PPOR with my brother after mum passed away in 2013 (it was solely in her name), and the Will states that surviving parent Dad can live in the home so long as he continues to up keep and pay outgoings. So far the property has not been transferred into...
  14. Frito

    Sanctuary Point NSW

    Hey Peter Devo is spot on- as recently ex nowra and previously a social worker in area, still with IP in Nowra I'd watch the 'satellite' towns, keeping close to town cbd avoiding housing nsw pockets has worked well for us, beware lots of drop kicks in the bay and basin area, beautiful...
  15. Frito

    Pro-painter - Painting 101 Help?

    You can spend as much as you want, however cheapies will do the job but the pink multi pack style rollers can leave lots of fuzz which dries hard on the wall and looks crap. Either take it off with some tape or spend a little more on better ones. Knocked out 5 ceilings and some hallways today...
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