Recent content by investor1668

Good question! Anyone has a reply on this? I am thinking to call up the bank to negotiate on the fixed rates before fixing for the 3 and 5 years rates. Also what's the view on mortgage interest rates in the short term (3-6 months), there are people saying it will go up and some says it won't...

NEED HELP TO CLARIFY 'ALL MONIES' CLAUSE I have read that even if you have have a stand alone mortgage instead of cross collateralised loan, the bank can still foreclose your property as a result of the "all monies" clause. This normally impacts borrowers that have several mortgages with the...

I have a home loan with Bankwest at a variable rate. I am considering to change it to a fixed rate loan and would like to negotiate for a lower rate than what was advertised. I have the following questions: 1. How to negotiate for a better rate? Who to speak to and what to say? 2. Also I...

Do you have a list of such documents for an off the plan purchase? I find convenyancer very inefficient. With this list of documents I am able to check it with the documents they give me.

I recently settled an off the plan apartment which I settled through a convenyancer financed by the bank. The documentation and the process were done by the convenyancer and I have not received any documents regarding the property from them. After the initial exchange of contract and prior...