Recent content by MissHoney

  1. MissHoney

    Favourite Sayings

    I have a favourite that I use from time to time with my 4 year old...(in response to idle threats)... "Oh, I'm sorry. I don't negotiate with terrorists."
  2. MissHoney

    I'm getting married!

    Hi and Congratulations. If you are thinking about QLD, you might also consider Port Douglas or over the Daintree River for something more isolated (e.g., Silky Oaks), enveloped by the rainforest canopy (with not a TV in sight!). Best Wishes, Mel
  3. MissHoney

    Calling all Mortgage Brokers

    Hi Jo, Thanks for your input. I know you know the scenario and how frustrated I am given my income is more than sufficient and proven by my last 2 BAS (yes, only 2 to go). I have given them my statements of income etc right up to date and they have seen my own accounting software printouts...
  4. MissHoney

    Calling all Mortgage Brokers

    Thanks Guys, Regarding my MB, he seems knowledgeable and understands the way I work but when he hit the wall with ANZ he just folded and said it's over. Given this was 4pm on a friday night I went into action mode and called on a friend who is a business banker with Westpac to see if I could...
  5. MissHoney

    Calling all Mortgage Brokers

    Hi all, I am hoping that some of the great brains on this forum might converge and offer some insight to my financing dilemma. I have posted about it before and thought I had it all sorted - finally, after months of running a refinancing marathon - until a couple of weeks ago...anyway, this...
  6. MissHoney

    $2m in 22 months - Rob's story ..

    Well Done Rob Hi Rob, Well done to you on such a great achievement. Thanks too for sharing and being so open regarding how you got started and how you are growing your empire. From what I've been reading, lots of us are learning from you. I, for one, have just had a brain buzz over...
  7. MissHoney

    Kiva - helping others via micro-credit

    Hi Tracey, I admire what you are doing though Kiva and I am interested to do some research on this. My husband and I have been planning to sponsor a child for our daughter's 5th birthday - someone, also 5, with whom she can communicate over the years through letter writing etc...and perhaps...
  8. MissHoney

    Favourite Sayings

    . Reminds me of this one. Can't remember where I heard it but I've always liked it: "Never argue with a fool. A passerby in the street will never know the difference." M
  9. MissHoney

    Who here has kids?

    3 girls: 4, 2 and 2 (twins).
  10. MissHoney

    Do you know a Brilliant accountant - Geelong, Ballarat, or Melbourne?

    Thanks Rob. I'm meeting with James next week!
  11. MissHoney

    Do you know a Brilliant accountant - Geelong, Ballarat, or Melbourne?

    Hi Everyone, I am a sporadic forum poster but am back seeking a word of mouth referral for a really great accountant, with expertise in property investment and trusts! Preferably Geelong, Ballarat but Melbourne is fine too (just a bit of a drive from Western country Vic). My requirement...
  12. MissHoney

    Knocked back by SGB, what do I do next?

    Thanks to all for advice Thanks so Rolf. So long as it can be done I will get on to it... I am trying to untangle all this now so that in a few months when we find the right house we can take the next step and have the financial structure worked out. Ok thanks for that. We have a...
  13. MissHoney

    Knocked back by SGB, what do I do next?

    Hi there, After a good half year or so absence from the forum I am seeking some help with a finance question. I am hoping someone might be able to point me in the right direction... We have been knocked back by our bank (SGB) on the basis that our income is too low and they won't lend us...
  14. MissHoney

    Why are you selling - which state

    I'm thinking of selling a 2 bedder that has not been performing as well as expected (it was the first property purchased as an IP...beginners mistake of not doing enough DD:o)...have just have looked at the figures and it's not going to be CF+ as I would have hoped. My rationale is to get rid...
  15. MissHoney

    student accommodation regulations

    Hi Twitch, Since you are in Vic, as I am, I am wondering if you could provide some tips on how to get started with a 5 bedroom, 2 bathroom property to lease as student accommodation near a university. I have many questions but some are: Do you have a specialist PM? How are the leases...
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