Recent content by mja

  1. M

    Changes / tightening on servicing for investors

    How is that a tax loophole?
  2. M

    End of an Era

    What were the costs of running this site at Linode? https://www.linode.com/pricing looks pretty damn cheap.
  3. M

    End of an Era

    Wow, amazing news. Thanks Jan and Ian for supporting this site for as long as you have. I joined in 2006 after not being satisfied with the quality and breadth of information and knowledge presented on another property forum, and haven't been anywhere else since. Making it read only and still...
  4. M

    95% + lmi

    ANZ did one today for me @ 95% (incl LMI).
  5. M

    Bank requires a fully signed contract to get full approval

    ANZ. Good news - I have just received full loan approval @ 95%. Now I can go unconditional. :)
  6. M

    Bank requires a fully signed contract to get full approval

    Thanks all. My banker is about to get yelled at. :)
  7. M

    Bank requires a fully signed contract to get full approval

    I guess since I'm trying to aim for 90%+ lend, this might be the mortgage insurers requirement too...
  8. M

    Bank requires a fully signed contract to get full approval

    So do banks usually need a fully signed contract? I've sent them the 'signed by me' contract. :) Or is this approved as much as it can be (effectively full approval) and it's now just policy and paperwork?
  9. M

    Bank requires a fully signed contract to get full approval

    Vendor's solicitor in NSW doesn't want a cooling off period, but in order to get full finance approval I need a fully signed contract. My offer was subject to finance, so I'm using "Way 2" of Propertunitie's buying post :D. In this case we've got the contract from the agent, not the vendor's...
  10. M

    Steps to wind up a Hybrid Discretionary Trust?

    Hi all, I sold the only asset (a propertyt) that was in my HDT (with corporate trustee) last October. I'm not looking at keeping this trust around going forward, so is it relatively simple to wind up or do I absolutely have to involve my accountant? From research, shouldn't it just be a...
  11. M

    Buying the Dymphna program!!

    Step 1: Get successful Step 2: Tell others how you did it. Usually step 2 involves expensive seminars, CD/DVDs, training, services and so on.
  12. M

    A Gold Coast teenager is reaching out to strangers to raise money to buy a home

    A Gold Coast teenager is reaching out to strangers to help raise money to buy a home as she wants to own her first property by the time she finishes year 12. https://au.news.yahoo.com/video/watch/28434096/teen-desperate-to-buy-own-property/?cmp=fb#page1
  13. M

    Brookwater, QLD?

    Nice to see you made the effort! Blocks are on community title, and landscaping plans have to be approved by the Brookwater Development Panel. No open brick or pine fences, strict covenants, and so on. Which stage is your mum in?
  14. M

    What's a 6sqm storage garage in Brisbane CBD worth to rent?

    Yeah, even a golf buggy wouldn't be able to get in. Just imagine about 50 of these storage units on the ground floor of an apartment building, without about a 1.5m wide corridor to walk through to get in/out of the storage.
  15. M

    Brookwater, QLD?

    Ah, thanks for the distinction. :)
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