Recent content by suffragette

Hi guys we've purchased our first ip about a month ago now, and am now in the process of sorting out the finance side. we're going to put the property under our hybrid trust. we had pre-approval from the bank, no problem with our income, etc, and the plan was to do 10% deposit and we'll pay the...

hi guys i'd really like some advice on our situation. we want to put in an offer on a townhouse (one of only 4 units) for our first IP. the agent told us that they've got an unconditional offer already of 335K. we're happy to offer a higher price as we've done the research and being quite...

we did notice the noice when we're at the backyard, you can hardly hear it from inside the house thou.... i suppose that's why the asking price is lower than other properties in the area

hi guys we're really interested in this one property in a high growth area the asking price seems to be abit lower than others we've seen. we're about to put in an offer, but was told by our broker that the property is a no-no because it's backing the freeway. i'm confused why this would...

aahh it's all making sense now. thanks for all your replies guys!

what percentage is the LMI normally?

hi everyone i'm a beginner and am hoping you guys can help me. i've been looking all morning for information on how to calculate how much equity i can withdraw is it just current valuation minus the loan? so for example if my ppor is worth 400, and my loan is 300 does that mean i can...

hi guys we bought our house about 2 years ago, have done minor renovations, such as changing the carpet to floorboards, painted the whole internal, change lighting, simple landscaping etc a few months ago, we tried to refinance so we can buy an investment property, but the valuation came up...

thanks for replying guys we were looking at west footscray area too but i dont think we can buy a unit with that price in footscray? unless it's an 1 bedroom unit/apt ...

hi guys if you can only afford to spend 260-270K on an investment property, is it better to go for a smaller unit/apt in the inner western suburbs (eg sunshine etc) or to go for a newer house with land further out from the city (eg melton)? i can see merits on both options, which makes it more...

well apparently in victoria, they dont allow those permits anymore... sigh it's been about 3 weeks, and the grass seeds hasnt grown at all :(:( so we're considering a new option for the front yard front half, we're thinking of just putting pebbles, as cars are always going on it, and the...

thanks for the reply guys, i will ring the council and check with them

hi guys i've just got my front and backyard landscaped and to save money we chose to have grass seeds put into the soil. problem is now we have to water it everyday, unless it rains, and it doesnt look like it'll rain till next week. so we've been collecting bath water like crazy, but...

same thing happened to me once the ticket wont validate, the machine keeps saying retry then the inspector came on the tram, since i was standing right infront of the door, he asked for my ticket and i said the machine wont validate it, he asked me to step off the tram, wouldnt let me show him...

i dont mean to complain about the tenants by what i said. :o i know it's not their fault, so i'm happy to give them proper time to look for another rental very unhappy with the service from my pm! she finally called yesterday afternoon! took her more than a week to call back! i understand...