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    Release equity and buy facebook shares

    Maybe falcon can explain why he thinks its such a 'rediculous' idea. My IP is not in sydney and thus not in a high growth area. I believe that I can make substantial gains on this stock. I have no intention of buying into an overheated syd property market whose bubble is about to burst
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    Release equity and buy facebook shares

    Some of the responses are interesting ( a few!)... I think 'gambling' is a bit strong a word to use in this example where Ive analysed several years financials and done more research on this company than your average aussie battler. Mark Z (CEO of FBook) is a genius on par with Steve jobs and...
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    Release equity and buy facebook shares

    I write to discuss Facebook shares on NASDAQ. It is my opinion that the shares will double in price in the next 1 to 2 years. It is currently trading around $80 a share. At the moment many analysts in the States predict the share price in the short term to be around $105. I'm thinking of taking...
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    Can you service your existing debts if rates rise to 10% or 18%

    If Unemployment rises significantly then we could see rates increasing significantly as well.
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    should I add a new air con split system

    I bought an IP around 13 yrs ago and the air con system was old. I thought back then that it should be replaced. I have new tenants in the house and paying top level rent. They havent asked for a new air con system but cant decide if I should pay for one or not. I recently refinaced my...
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    borrow funds against your IP to invest in fully franked equities..

    In your opinion, if you had equity in your IP and could borrow additional funds to buy domestic shares (fully franked) do you think its a good idea or not? The ATO allows you to claim interest on the loan for this purpose. The outlook would be long term dividend shares as opposed to buying...
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    CBA insurance vs ANZ

    Ive had a cba comminsure policy for over 13 yrs and never made a claim. It costs me $115 pcm for building and landlord insurance (for a 3b/r 1 bath). I recently asked for quote from ANZ (as Ive just refinanced with them) and for the same policy and excess its $185 per month. Ive tried...
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    Can you service your existing debts if rates rise to 10% or 18%

    I like this comment ''Trust me. We won't have RBA rates going up to 5% in the next 10 years'' Anything can happen in global economies. Only last year American was on the brink of defaulting on their budget and many economists suggested hikes in world interest rates. We are a small economy...
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    Can you service your existing debts if rates rise to 10% or 18%

    Ive just refinanced my IP and serviceability was proven based on the current int rates. I topped up my loan and have borrowed maximum that I could. I fixed my rate 5 yrs for many reasons and now will know what my cash flow will be. Its cheap finance at this fixed rate as rates are low. The...
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    Can you service your existing debts if rates rise to 10% or 18%

    Just a general discussion here.... Are there any old esteemed members of this forum who had debts in the late 80's / early 90's when rates were 18%. I was a youngster then but remember my parents having their business loan, home loan and overdrafts on the clinics. They had to pay the private...
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    Pay for Gas heater service & Carbon monoxide test?

    I would be paying it every year and installing a co2 detector in my house which I have done. The more safe things are the better.
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    fix loan rate 5 years?

    I think this is a strange comment coming from a broker. What is the justification for this comment?
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    fix loan rate 5 years?

    you say that your 'yet to hear a good news story'.... read member 'danwatto' comment above who says: ''I fixed my PPOR for 5 years the last time rates were at the bottom. I saved alot over the first few years when rates went up but that was mostly due to being lucky. '' I believe that we are...
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    fix loan rate 5 years?

    I dont think that I will be paying a premium when rates move back to 5% or 6% which is likely to happen before the 5 yrs is up. The repayment at 4.59% is cheap for $250k. the chief economist at anz recently said he doesnt think rates will rise for 3 yrs. I dont believe this. They always...
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    The cost of tax accountant - is this reasonable?

    like anything in life you get what you pay for. Avoid the hr block companies. Full of useless accountants
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    What are you property manager fee?

    10% in WA is crazy. How do they get away with that s***
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    Buy and hold strategy break down

    your strategy does have its high risks and for such a low yield. What happens if you cant find tenants for any of the properties? Rate increases.. If you want to be 'aggressive' with your investing why not consider global shares? You would make a higher return on dividend yielding stocks in...
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    fix loan rate 5 years?

    Im trying to make a big decision whether to fix the rate on my IP at a rate 4.59% or keep it on the variable rate. I like the certainty of the low monthly repayment for the next 5 yrs. I dont think that Im going to want to sell in the next 5 yrs as Im getting a very good yield on the house...
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    Sold an IP... investing.... withholding tax

    Ive recently sold an IP and was thinking of investing aud$100k in shares on Nasdaq I dont understand withholding tax rules.. If Im a resident of oz and execute this trade via the bank this week for example... - Invest aud$100k this week which based on current exchange rates gives me 892...
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    Motley fool stock market marketing guy

    Has anyone ever subscribed i.e. paid for the report from the 'Motley fool' marketing guy. If you subscribe to his daily email he spins all sorts of stories about the current state of play. Then he offers you 50% off the $198 report offering advice etc. How do you rate the Motley fool....
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