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Having been through all this nonsense, its net assets. Also it takes them weeks and weeks and weeks to actually process this and when you have a complex application it can take even longer. If there is any way to avoid dealing with centrelink, take that other way instead. Go on airtasker...

Seems the public trustee is involved and the price is a lot less negotiable than it would appear. Currently trying to work out if I can get a bank valuation on land only to match up with the public trustee's valuation. Basically everything about this house hinges on formal valuations. I...

I get paid more than my boss and I work part time ... Go work in government where they are more reluctant to outsource anything and have budgets for delays and overruns and doing things twice and ...

Vendor rejected all offers - all were about the same mark well below asking price (ie, around land value). Vendor won't go below the asking price. I've put the highest I'll go to the REA and said if he changes his mind down the track, you know where to find me :D I think I need to get a...

That 14x rent thing is interesting. I live in an inner west house in terrible condition. 14x the rent is actually quite a lot higher than the market value for the property, without any allowance for the fact that it is within 500m of basically everything. This is possibly one of the reasons...

Not that delightful, really. Ability to prove saving $1-2k a week doesn't actually correlate with a bank being willing to lend me money, because that savings doesn't come from a boring salaried full-time day job. I've actually been saving with the goal to get a $900k-1.1M commercial property...

Been in Sydney over 18 months! I haven't heard back from the agent ... either way, this is a new bee in my bonnet and if I don't get this one I'm sure there'll be other hideous hovels, while my bank balance continues to go up at a much higher rate than I can spend it ... I got my last loan...

Yeah I know re finance, done this before. I have enough cash to go to almost 50% deposit at the price I offered though so LVR and cash to renovate isn't really an issue. I'll tell her that though - my offer and the other offer are both massively below the asking price, basically at land value...

Oh, forgot to say. My intentions for the place is mostly as a weekender. I have custody of my kids on weekends and I live in a rather dismal apartment with no yard in inner west Sydney. It bothers me rather a lot that they get minimal exposure to anything resembling nature - they spend the rest...

I have an offer in for a property that is, to be polite, a steaming pile of *****. It is weatherboard, probably partly clad internally and externally with asbestos, might be generic fibro sheeting but lets just assume its asbestos because it probably is. The balance of the cladding internal is...

The bad-wiring-making-low-electricity bills is actually kind of a bonus ... when I first got a bill that was a teeny % of what I'm used to getting (no, I'm not exaggerating) I went down and checked the meter and all that, and it was correct, so it's not my problem. I like the place. I'm...

I can't move house and it was like this on first inspection, its not like I have any real options. The area is seriously awesome and this was one of the bigger places I looked at in this price range. This is just what you put up with when you have zero chance of getting a different rental...

I don't think anything else is urgent urgent. He's turning a blind eye to my cat and me hacking the plumbing upstairs to install a washing machine. Nice enough guy and I've had some good chats with him and quite like him, but the complete lack of a closeable front door isn't something you can...

I have rather a lot of money in the bank, plus a side not-work income that is higher than someone on a lowish wage. I got a carpenter in early this morning, he was there for a few hours. Replaced the lot, $400. Door hasn't looked this good and been this easy to open and close ... ever :D...

Hahaha smoke detectors hahaha. No, none of those ... Yeah. Very ghetto here. I'm just paying for the location.

Its a solid brick 1900's heritage listed house. There is literally no wood left on one side of the doorframe, the very active termite colony in there has moved on though. Verandah fell off the other month (missed the kid by 10 minutes) and now I have no verandah I have no outdoor light cos...

In the meantime I have stolen ... uh, I mean borrowed the slidebolt from the neighbour's outdoor toilet so I can hold the door shut from the inside. This doesn't help me when I go out. Anyone looking for a tenant that always pays their rent in the inner west? This place feels like it is...

Landlord already knows. He's known for quite a while, and given how easy it was for me to completely kill the door a burglar would have got in even easier. So best bet, just tell him I'm getting a carpenter and taking it out of the rent? Replacing an entire doorframe doesn't sound cheap. I...

My doorframe is eaten out by termites, I gave it a little shove yesterday and it sort of dissolved into matchsticks. Landlord has known about this for a while, still hasn't sent out pest control people or a carpenter. So how I have this house and I can't keep out visitors, random cats, the...

Country. Jamestown. Which means you're limited on the lender. Market is low at the moment, there's a wind farm in the works. When that is going is an ideal time to sell.