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Hi Ya I was hoping someone can shed some light here. I see these two types of loans as being similar but really what is the real difference and benefit? This topic has probably been done to death but i'm struggling to know why I should change from a VLOC to 100%offset? Which loan...

Hiya Thanks for all your help with the other thread I posted earlier today. Just been researching the 100% offset stuff. Didn't know anything about it and now I know a little more. Early this year I set up a LOC accout on my IP ready to withdraw when I found my PPOR to buy. Now...

Hi friends of PIF. Would love to hear how others presented with this portfolio would invest to buy more IP's. Case Study PPOR - Worth $450,000 No Mortgage Ist IP Worth $800,000 Rental income $32,000 Loan $300,000 @ 5.04% LVR 37.5% Regards, Glamm888

Removed original post Sorry guys I removed it as no one bothered with it Cheers Glam888

Hello my fellow PI's. I'm looking for a property to live in with the possibility to rent it out in a couple of years. I have just come across a property in a beachside suburb in SA located 12kms from the Adelaide CDB. It's around 1200meters from the beach, some 650m2, 3 bedroom, 2 bathrooms...

Hi i'm new to Adelaide and am looking to buy a beach side property to live in around the south coast. I've come across two properties, one in Christies beach 500m from the beach near Gulf Road. This house is on a 700m2 block immaculate and nothing to do for around $400,000 with sea views at...