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    Help with Finding a Good Accountant and Solicitor

    Can you recommend a good accountant and solicitor - preferably someone in South West Sydney (or close enough to drive to), active on SS and who know a thing or two about property. I'll like to build a support team of people who can help us on our IP journey. Please PM their/your details or give...
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    Buying in Adelaide

    I've only ever heard good things about Adelaide. What are some reasons for you to buy there?
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    Wanted: The Real McCoy for a Magazine Interview

    I would like to interview a person/business who is a regular poster of this forum for Smarter Macarthur B2B Magazine - http://goo.gl/7Cl7Qb. The magazine is a free, quarterly publication, with 5000 copies going out to businesses around the Macarthur region. The ideal person should live in...
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    Taking Out Equity

    I'm a little confused by the concept of taking out equity. I understand that if you've been paying off the principal as well as interest in your own home, you will have equity that you can take out to invest in property. What about if you've brought an IP on interest only? And you've...
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    Is Sydney too Expensive?

    We've got a 420k loan approval and looking at getting our first investment property in Sydney (not interstate, just Sydney until we get the hang of it). However, Sydney seems to be a buyers market. Every house we've inspected, we're continually outbid. There are even people waiting around...
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    Vacancy rate

    When looking at the demand for rental property, is 4 % still considered a good balance between supply and demand? What % vacancy factor would you look for?
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    What are the Pros and Cons of Negative Gearing?

    The title says it all, thanks for your contribution.
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    How do you calculate interest

    When calculating interest, do you use the current market rate or a historical average rate?
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    Somersoft vs Propertyinvesting forum

    What are the differences, between the Somersoft crowd and the crowd over at the propertyinvesting forum? I'm aware that Steve McKnight advocates for positive cashflow, so there might be a lot more people with that mindset over there. But what values and principles do you share in common at...
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    Lowest Rate or Lowest Fixed Rate?

    I've been perusing the rates at Canstar and Ratecity. I'm looking for a lender that will give me the option to fix up to 50% of my loan for 5 years when interest is at their lowest. All else being equal, if I was given a choice of two lenders - say lender A with the cheapest variable loan...
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    Town House or House?

    My wife and I have been looking for a PPOR since the beginning of the year. Our goal is to buy a home to live in and to also claim the increased FHOG. We plan on living there for a few years and then rent it out. From there, my goal is to buy more property by drawing on increases in equity or...
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    Deductions for PPOR

    What deductions could you claim on your PPOR? I'm planning on signing up for the salary sacrifice service offered at work. Is there anything else? Thanks for your replies in advance,
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    Pay down PPOR loan or Save for IP?

    Propertunity really gave a great explanation on negative gearing in a recent post. I read a book by Margaret Lomas, but I became utterly confused with the maths. So great job Propertunity :D We've just brought our 1st PPOR. Our strategy is to pay off the interest and the principle on our loan...
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    What is Rendering?

    Hi, We've signed a contract today to purchase our first residential property, and we're now excited and talking about renovations. It's a 30+ year old brick home in Leumeah, NSW. One of the selling agent said it'll look nice if I could get the house rendered. I have a basic idea of...
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    IP in Leumeah or Ingleburn?

    We're planning to buy our 1st residential property that we would like to live in and eventually turn into an IP several years later. For us it'll be a place to settle down and raise a family. I've narrowed Ingleburn & Leumeah in the Campbelltown/Macarthur Region, NSW, as potential places...
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