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Hi there - any of the finance specialists on the forum with experience structuring a loan on a bed and breakfast business with the premises as security? Borrowing capacity to take into account my personal income as well as the business profits. I would potentially consider using a part of the...

I am a relatively recent arrival to Australia and I am looking to start my property portfolio with a purchase of an investment property and would welcome some advice. I am looking to fund the property from my redraw balance on my PPOR (this is sitting in my loan right now effectively as an...

Hi, My neighbour is doing a reno on their property and have now brought down a part of the fence / wall between our properties without consultation or warning. While that's generally not a very nice thing to do I want to understand my legal position. The wall itself is a retaining wall and...

A mate of mine is exuberant about parking spaces as investments. I wanted to get feedback from anyone on this boards on this. Personally, my gut feel tells me no, but reasoning through I can come up with access to credit as the only major potential downside (do banks offer the same LVRs for...

Hi all, I bought at auction 6 weeks ago and last week was informed via my conveyancer that vendor can't settle to plan because of "issues with their Bank". In discussing options with my conveyancer I lost confidence that they know what they're doing so am now seeking recommendations for...

Hi all, Just wondering how common is it that your lender values property bought at auction at 80% sales price? Just going through this with my bank after a weekend's purchase. At least three other people were bidding above the price the bank valued it at. Seems really odd as the bank loses...