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Hi, This is a question for the builders/engineers/handymen of the forum. I'm building a 3.5 x 3.5 gazebo with hip roof. The 4 posts will be bolted onto slab. How thick should my slab be? Do I need expansion joints? I'm concerned if I partition the slab, it might shift and affect my posts...

Hi Guys, I brought my PPOR in Nov 09 for 780k at 90% LVR. Recent sales results support that my property is now worth minimum 850k. Can I revalue the property only after 4 months? Can I top up the loan with new val at 90% LVR? Do I have to pay for LMI again? Rgds, Pat

Hi Guys, I recently brought a PPOR. It's a 4-2-1 BV with under floor garage, laundry, bathroom and large basement on concrete slab. Basement links to laundry and bathroom via garage. I have tiled the basement and it's now home to my ping pong table and wine collection. I am looking to build a...

Want to remove an internal gyprock wall between 2 rooms to create an open area. Got a builder to have to look and he said he's not sure. Do I need a structural engineer to check it out? What exactly do structural engineers do? Do they also need the floor plans to determine if a wall can be...

Hi guys, Can someone recommend a PM in the Hornsby area? -Patrick

If I have a 3 BR PPOR, use 1 room and rent out the other 2, would I be able to claim 2/3 of interest and other household expenses?

Hi guys, I have paid 10% deposit for my PPOR. Settlement is going to be on 11 Nov 09. My CBA contact refuses to give me more than the standard 0.6% discount off their SVR. (I am on the SVR with Wealth Package). She said my 720k loan is not big enough to justify further discounts. Heard...

Is $2k reasonable for a simple straight forward property transaction? i.e. there are no issues, special requests, amending contracts, etc. In fact, I haven't even seen the lawyer face to face. Here is a break down of what my lawyer said she's going to charge me. My friends seem to think it's...

Hi guys, I am going to an auction to purchase my PPOR this Saturday. Read through the special conditions on the contract and there's nothing unreasonable. However, they deleted clause 7 (see attached file). Is this normal for auctions? Is it important? Also, the vendor requests for a 5%...

I am helping a mate to build a double garage at his property located in the inner-west of Sydney. He's got an owner builder licence and I am begining my part-time studies for building and construction (am working full-time in IT/Financial Markets) so we thought we'll have a go at building it...

There is a 3 bedroom weatherboard house that I am interested in. It's 10 kms from Sydney CBD. My partner hates weatherboard because of the cheap look. If I change the veneer to brick or cement render(with chicken wire underneath), is it going to be worth it? It will be our PPOR for 1 year until...

Is it possible for banks to pull out after you pay the 10% deposit? Noticed in the loan contract that banks can change any terms, conditions and fees without our consent. Problem is my partner had a dispute with a bank few years ago which caused her name to be blacklisted by other banks...

Hi, I am getting close to purchasing my PPOR located in the north-western suburbs in Sydney. CBA has mailed me the unconditional loan approval and I got a few questions about the loan... 1. there is a 0.6% discount on the standard variable rate. I heard people usually get 0.7% off. Is this...