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  1. M

    Electric Underfloor Heating

    Hi All, I’d like to hear all opinions(preferably from personal experience rather than hearsay :-)) re electric concrete slab underfloor heating as a primary source of house heating. We are thinking about putting an offer on house with that style of heating and this is the last unknown thing...
  2. M

    Budget Tax calculator 2006

    Simple spreadsheet. Enjoy.
  3. M

    Westpac buys $100 million worth of property

    I've just come across a very interesting article. I think this is the first time ever big boys go into residential property. Wow!
  4. M

    NavraInvest Performance

    I’ve just looked at the fund performance over the past 6 months approximately and it is not encouraging. It was mentioned several times that to perform the fund requires certain amount of volatility. I understand why as I attended Steve's seminar 3 years ago. Here is the data from my analyses...
  5. M

    I See What I See That You Don’t See

    This is a good article. IMO it sums up some of the lengthiest discussions recently hold on the forum. http://www.egoli.com.au/egoli/egoliFeaturePage.asp?PageID={CD9D73E2-3D18-43E7-A46B-7C5AB93AC3D1} P.S. It is worth remembering a connection between AMP and Fairfax next time you read a...
  6. M

    LOC, IP Interest in advance and PPOR

    Hi All, I’ve searched the forum regarding the usage of LOC and tax deductibility issues. There are several good points especially form DaleGG, GeoffW, Rolf Latham and BV. It seams to be a consensus that it is OK to pay IP maintenance or take money for investment purposes from LOC. LOC % is...
  7. M

    Mirvac taken to court

    Watch this space people http://www.theage.com.au/articles/2004/03/10/1078594430398.html It may be quite a show, and there is a lot at stake here… M.
  8. M

    Kitchen ventilation

    Hi All, I have a two storey townhouse with the open plan kitchen downstairs together with meals and living area. Kitchen has freestanding gas stove. The issue is that tenant complains about smoke alarm going off often enough when she cooks something like a toast. I had a discussion with PM...
  9. M

    Is the Property Market in 'Bubble Trouble'? - ANZ answer

    Hi All, There is good Saul Eslake presentation from 4/09/03. I found it very sober and balanced. http://www.anz.com/business/info_centre/economic_commentary/UDIA_Gold%20Coast.pdf IMHO it answers some of the burning questions rather vigorously discussed on this forum recently.
  10. M

    Was it good investment?

    I decided to branch the discussion from “Navra Cashbonds” thread. This is to discuss/compare/debate reasons for Bill’s purchase in early 80s and probably my last purchase in 2003. You can find some history here(it saves me some typing: 1. My response to Bill and Bill’s answer...
  11. M

    Is legitimacy enough when making money?

    The beginning is here http://www.somersoft.com/forums/showthread.php?postid=60257#post60257 Hi Michael, I feel your suggestion/question has a right to go on it’s own topic. It has a great potential for brilliant discussion and not really relevant to interest rates. So here it is . It is...
  12. M

    ANZ Property Outlook Report

    ANZ has just released property outlook report. http://www.anz.com/Business/info_centre/economic_commentary/Property_Outlook_June_2003.pdf
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