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    FBT ( Family Tax Benefit)

    Yes Sharob. That is my dilemma too. Because have claimed CCB for childcare and OHSC not realising how much it will affect my income with net rental losses added as income??
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    net losses from rental

    What exactly is classed as "net losses from rental property" as in my research about IP net losses from rental property is included as income by the ATO which will affect my amount of child care rebate and what FTB I recieve? I need to work out what I lose there may not be worth what I gain in...
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    Using a Home loan specialist

    Hi Am looking for a loan for our first IP? Have spoken to a homeloan specialist who has suggested we get a loan through CBA. (She does loans through about 50 different banks and CU.) Have not spoken to our own bank as yet. What are others thoughts on using a broker? Is it better to go...
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    Family tax benefit rules are up the creek

    What do you class as low income?? We have nearly paid off our home and are trying to decide whether to put our extra money into super or an IP. We currently get FTB A and B, so how do I work out net losses for an IP, as this I am discovering will impact any centrelink payments, which could...
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    brand newie looking for advice

    Thanks Propertunity... All food for thought and part of the research process. Makes sense what you are saying Cheers
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    brand newie looking for advice

    Yes I am still waiting for an answer there emptyhead. I understand about the importance of location, but is the investor better off to buy brand new? We are looking at a home in a soon to be open display village. We will have guaranteed rent for 2 years. Has anyone had any experience doing...
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    brand newie looking for advice

    Hi all We too are looking at buying our 1st IP, having almost paid off the homeloan. A couple of people have told us we are best off buying a brand new place, as tax cuts and depreciation will be better. We are not handy nor do we have the time to renovate anything a bit rundown. What are...
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    Has anybody use their services

    Thanks for that info..Exactly what I wanted to know. What a helpful forum this is proving to be.
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    Has anybody use their services

    They spoke to us about purchasing property and minimising tax because that is what we said we were looking to do next. We paid the $195 for the trip to Melbourne (included flight and accom. - so we felt we didn't have a lot to lose and were interested in what they had to say.) They called...
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    Has anybody use their services

    Thanks Bradsdad, We have little knowledge of the Melbourne market, but the more we are finding out about what CW were trying to get us involved in the happier we are to steer clear of them.
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    Has anybody use their services

    Yes that crossed our mind too. They were very convincing and seemed to have an answer for everything. But we'd made a bit of a pact before we went that we wouldn't sign anything on the day no matter how good it seemed or how much pressure was put on us.
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    Has anybody use their services

    Hi I am wondering too if there is anyone else who has used the services of CW financial group. We have made the trip to Melbourne. Listened to their spiel as outlined below, but did not sign up as we had concerns about the property they were putting to us to purchase. It was student...
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