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What exactly is classed as "net losses from rental property" as in my research about IP net losses from rental property is included as income by the ATO which will affect my amount of child care rebate and what FTB I recieve? I need to work out what I lose there may not be worth what I gain in...

Hi Am looking for a loan for our first IP? Have spoken to a homeloan specialist who has suggested we get a loan through CBA. (She does loans through about 50 different banks and CU.) Have not spoken to our own bank as yet. What are others thoughts on using a broker? Is it better to go...