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    separate titles

    Hi, Im looking at building residential townhouses on a block of land. Im trying ascertain how worth while it is to subdivide a piece of residential property, into 4 titles vs simply building 4 townhouses under the same title. Ive seen people doing the latter and I dont totally understand...
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    Tie up development

    Hi, Have a basic questions about development, hope you guys can help out. Say I found a development that had DA approval and passed feasibility, how would I tie it up while I arrange finance? With development finance being alot more complicated, Id be nervous about signing contracts...
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    off the plan settlements ?

    Hi, Can somebody explain how the cashflows and settlements process works if you do the following (numbers used for e.g. purposes only) Example Buy apartments for 500k off the plan with 10% deposit (50k) - settlement in 24 months After 12 months sell for 550k (before we initial...
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    documentation HELP

    Hi Looking at buying my first IP. Have some issues with proving income I can provide 1. Payslips 2. Bank accounts with sizable cash amounts (>130k) I can not provide tax assesment notice. Please tell me what is typically required from the banks so that I dont waste my time...
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    off the plan

    What happens if say 12 months after you pay the standard 10% deposit for an off the plan property, you are unable to obtain finance at the time of settlements..... What is the worsed case scenario? What would the best course of action be to salvage the best from the situation?
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    avg

    Does anybody have some rough building costs for a 3 bedroom home on a per square meter basis. Assuming I am looking for a cheaper solution(probably a project builder). Land area is approx 350square meters
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    Development

    Can somebody recommend some great books to learn about developing(on a small scale) in australia Thanks
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    Adding Value through building

    Im looking at purchasing a block of land with DA approval to build a house or two small units for the express purpose of selling it as soon as its built. Now I know this sounds like a weird question but to what extend does going through the process of building add value? E.g. If an identical...
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    Easy question

    What is the maximum LVR we can get these days for a commercial property purchase and with which bank? Thanks
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    Bank Guarantee

    Hi, So I am getting a back guarantee to lease a commercial property. And its a significant amount. Ive been told by a few of the banks that only way to do this is to open a term deposit and use that for the bank guarantee. I am wondering if there is any other financial instruments around...
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    Urgent help required on commercial lease

    Hi, I am in the processes of signing a commercial lease(retail) in Melbourne for a new cafe that I will be opening. Several things seem out of the ordinary and Im hoping I can get some clarification, as I have the feeling that landlord/agent is being less than fair. Would much appreciated...
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    Development/Building Basic Financials

    Hoping you guys can clear up some really basic questions here for me Say I buy block of land and engage a builder to build a house on it. 1. Would the above scenario be defined as a "house and land package" 2. I was told I could get 90/95 per cent finance for both the house and the land...
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    melbourne cbd owner occupy vs rent + invest

    Hi I am trying to evaluate which of these strategies would give the best ROI. Background - I live and work in Melbourne cbd. And this will be my first property purchase of any kind. (So I am eligible for first home buyers grant) a) Rent apartment in CBD to live in + invest in 2 X...
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    mortgage insurers/max amount of finance

    HI, Im looking at purchase about 4M worth of property over then next 3-6 months. About half of that will comprise of low end houses (300-400k worth). Hoping to use 95% finance for each. I have income of 550k per year and more than enough savings to pay the 5% deposits. At what point...
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    LVT overtime

    So currently you can get 95% LTV, curious how this figure has changed over time? How much was it 10 years ago? 20 years ago? 30 years... etc is there a graph of this
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