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    The Street Paper on Housing Affordability

    http://www.actuaries.asn.au/library/events/Conventions/2011/Con2011_Paper_Street.pdf FYI- I don't think I'm either a bull or bear as I think the cycle is down/flat in the markets I watch, but I thought this would be an interesting read for everyone else and I don't think its right to link...
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    kokoda tour recommendation pls

    One of my husbands goals is to do the track next year, so we have started looking at the logistics. Does anyone have a recommendation for a guide/group/ or who NOT to go with? Thank you.
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    floor sand/polish recommendation Melb

    Hi, Can anyone recommend a floor/sander polisher in Melb? We have removed a wall, with the new timber about 1.5m X 3m wide. I did a phone quote, but am not sure if we should: (1) sand/polish the whole room vs matching the new floor. (2) if the price per sq/m is reasonable at $35...
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    Painting- getting the colour right?

    Hi, I've had a chat with our handyman, the Dulux colour shop and the colourist as we are repainting- but still unsure. I'm hoping somebody can clarify this- we are using colour as its our PPOR. 1. Do you need to undercoat if the current paint is newish? the current colours are Mustard...
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    2 month lease- does anyone bother?

    Our rough calculation is that our new PPOR will be ready 2 months before our lease expires on our old home. We were going to keep paying the rent on the old place, but given that we aren't really going to be here, I'm a bit concerned if someone does some damage to the property when we are...
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    Melb Inner City- price cooling in this segment?

    Hi, We are planning on selling our terrace in Feb/March. Stock is tightly held. Just wondering if other SS have observed a change in this segment of the market- has price cooled, as I attended 2 auctions (Carlton/Fitzroy Nth), but they were in the higher700-800K segment, as no-one bid...
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    lifting the floor for ventilation/stumps- Melb

    Hi, We finally bought our PPOR- its a weatherboard Victorian, and needs additional subfloor ventilation but access is not possible. We have been told that we need to lift the boards to fix the damp problem, and given that the boards would be ruined, replace our wooden stumps with...
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    Insurance from PPOR to rental

    We will be renting our PPOR while we find a new home. Do I need to change our house+ contents insurance ie is it essentially worthless given that we no longer own the house? Thank you
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    pool- cheaper to fence or fill?

    Hi We have little kids and are interested in a property which coincidentally comes with an unfenced pool. If we bought it, we'd extend the house in a few years' time removing the pool. As an interim measure, is it cheaper/faster to fence the pool or fill it in? Thank you.
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    price discounting- not sure what to apply?

    Just wondering, what is the rule of thumb for discounting for - a house on a busy road? - a house with a block of flats overlooking? - a house with a block of flats across the road? Thanks- am trying to work out if the house is worth renovating. My guess is its 10% for a busy road, but...
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    Buying a deceased estate- tips?

    Hi Tried the search first but no luck! Are there additional considerations to take in account, when buying a deceased estate? What questions/additional information should I look for in the section 32? If there is a probate delay issue, is settlement date unfixed or set with penalties...
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    Offer + unrealistic vendor?

    A house has come up- I feel a bit sorry for the vendor as the pricing was unrealistic as the wrong comparables were selected + you can buy better in the area land + housewise. This week the price dropped substantially but IMO still 100K above value against comparables. I don't want to ****...
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    best place to source rental yields?

    hi, new to the forum but have been lurking for a little bit! Can someone please direct to me a good source of current rental yield information in Melbourne- we are looking for a new PPOR but I am using rental yield as well to price check. thank you.
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