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Hi guys, I'm looking for some advice. We have a great tenant in our townhouse, but she'll be leaving in May. She's a friend of ours, so she's paying us $340 p/w directly (as opposed to the $360 we were charging when going through an agent - we were only receiving $322 'in the hand' after...

UNBELIEVEABLE!! After getting approval from ANZ to switch from St. George and making a complaint to the Ombudsman re: St. George, St. George have finally decided that they will bend over backwards to keep our loan. However, we needed to go through the full application process again. We...

Hi everyone, I've been doing some research on whether we should get out of our hideous loan with St. George. Our only option is ANZ because they are the only people that will lend us 95% LVR (because we have a Credit Card with them). Here's the breakdown: We are on a St. George Quick...

Hi again, We have got a valuer for ANZ coming to inspect our property on Tuesday to determine whether it's possible for us to switch lenders. I doubt we will have enough equity in the property to switch straight away (as fixed rate break cost fees apply at the moment), but I'm hopeful that...

Hi everyone, Some of you may have read my previous thread titled 'Silly decision three years ago - cut losses?'. I contacted the bank, as well as my mortgage broker in relation to the matter. My broker has come back with the information I was first offered (locking at 7.44% for three years...

Hi everyone, I joined the forum because I don't know where to go for advice. I'm hoping some of you money minded people can give me a starting off point? I'd be very grateful. Almost three years ago, my partner and I were alerted to the fact that you could get no-deposit home loans, and...