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Through my research I've determined that Terry scheer is the best LLI, however, they don't have full coverage for building insurance, so now I am looking for a building policy that goes well with Terry Scheer, i.e. full replacement. Several building policies I've looked at had overlaps with...

Everyone seems to be confounded by this seemingly illogical fundamentally unsound property boom that is going on. The blame goes to, people taking on more debt, more debt instruments, easier credit, more government incentives, stronger dollar, stronger economy, expats coming home, immigration...

Want to split the discussion from the 4 corners program into this specific issue. What can be extrapolated from this example. Basically the same house has not changed in use over 350 years in amsterdam. and the real growth above inflation has been 1%. The possible reasons that this is...

Interesting program on 4 corners last night. The most interesting point that was raised is the amount of exploding ARMS that will reset in the first half of 2008. Has this event already been factored into financial markets and decision making or will it be the tipping point in terms of easy...

Every week, there seems to be an article or news report on the housing affordability crisis etc... No need to re-invent the wheel here, other countries have already encountered and solved this problem, but of course nobody wants to be the first to introduce this into Australia. Leasehold...

Hey guys, These days the standard mortgage in a metropolitan house would be a 25-30 year mortgage. I think that in order for the old "property doubles every 7-10 years" theory to continue in the future, then eventually, people will have to accept 40, 50, even 100 year mortgages. So...

Hi guys, Is there such a thing as an Interest Only Low Doc Loan? either for PPOR or IPs?

Hi Guys, I work with several mortgage brokers in generating leads for their businesses, during the course of these lead generation acitivities, I get a sizeable % of people who want to buy a property but cannot get a loan for various reasons. i.e. the mortgage broker cannot help these...

Hi guys, the thread about real estate in the US has inspired me to research that market more, however, information on the subject seems really difficult to come by, specifically, does anyone know any books or material that is tailored for overseas investors in the US. I have searched high...

Long time lurker, since the email list, first post. Today I was catching a train at Town Hall station in sydney and I saw a bunch of people giving out free "magazines". Upon closer inspection, I was pleasantly surprised that the prominent display stand behind the handouts was non other than...