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Does anyone know why banks insist on having us sign two copies of the mortgage? I get that they will lodge one and want to keep a copy, but why do they insist on that copy also being an original? Surely a photocopy would be sufficient for their records. Do they think they may need to lodge...

Hi My broker has recommended Firstmac for my off-the-plan PPOR purchase. The variable rate of 4.74% seems pretty sharp. Is there anything I should be aware of? This is my first home and I intend to live in it for approximately 2 years after which it will be an investment. As I signed...