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Hello Guys, Here is our story ... we did settlement in Q1 2014 and got loan from AMP (450k for 3 Year Fixed Rate Loan - P&I and 180k in variable rate) Now, looking at the loan documents (Pre-approval letter and all docs from FMS which we received) I noticed the interest rate was changed a lot...

Hello Guys, Please recommendations us Bathroom (full) Renovator in Sydney (north-western Suburbs). Thanks

Hello Guys, Settlement for our purchased property is today and my solicitor rings me in morning says FMS requested letter regarding authority to deduct shortfall for this matter. FMS says if the borrower wishes for us to deduct additional funds from an offset a/c for settlement they will need...

Hello Guys, We have bought the house in Baulkham Hills (2153) and moving in in a week. There are few things we want to reno / repairs (as priority items) 1> Add extra toilet ( current there is only one) 2> Per the building inspector - The shower recess and surrounding areas were tested...

Hello Guys, We are really bad situation here where we received email from our solicitor saying that the Vendor's solicitors have informed them that the settlement has been postponed by a week due to unforeseen circumstances. Settlement was supposed to be on 7 Feb now moved to 14 Feb :( Our...

Hello Guys, We are having Product Name: Professional Pack Loan Split in 2 chunks : fixed of $450k for 3yrs and variable of $180k). Also have offset account with AMP. We received docs from FMS which includes "Loan payment options form"...

Hello Guys, How to find exact age of property OR year of build? Is it on contract paper? Under which section or part do we see it? Anna

Hi Guys, At beginning we were told by broker that AMP will not charge (waived) is Establishment Fees of $349 but now when we received loan documents we can see Establishment Fees is present and broker checked with AMP and broker told us that AMP said if your loan is above 90% then they will...

Hi Guys, Just trying to get your help in understanding what things we can do while we are waiting for settlement time (was 12 wks settlement) now 11 wks remaining. One thing we can think of is to get home insurance and start it from day1 after settlement ? What else we can do in this...

Hi Guys, We have signed the contract today and my solicitor didn't recommend me any pest and building inspection company. Should they be recommending it ? Also, before signing contract our solicitor reviewed contract (on weekend) and informed me that except for some minor amendments which...

Hi Guys, We have signed contract for a house in Winton Hills and now looking for some good pest and building inspection company. Appreciate if you can provide us recommendations. One of my colleague has used these guys and reckons they are decent (but she still suggested to shop/ask...

Hello Folks, Just trying to understand how do we know if its not high voltage line and rather a normal power transmission line? Its easy to know/see if the house is in/around the sub-station but not sure how to know high transmission lines. Which are kinda no go criteria for our inspections...

Hello Folks, My wife and friends inspected this property, it says offers over $650k but probably due to less responses owner selling it for anything above $620. http://www.domain.com.au/Property/For-Sale/Townhouse/NSW/Carlingford/?adid=2010812596 Townhouse : 9/99 Baker Street...

Hi Guys We are interested in house which is relatively lower in price compared to other streets in same suburbs but it has Easement of Transmission Line and Sewerage in backyard. It also has big tree in backyard. Please check attached two pics. Wondering if these are really problem when...

G'day folks, We are in bit problem here, hoping to get your advice/help. We applied for home loan and it is rejected. Reason was we had some credit outstanding issue with AGL which we cleared (paid full) in Q3 2012 but it was still reported as 'Outstanding'. Upon few follow ups with AGL in...

G'day Guys, Any thoughts on buying a 3 or 4 bedroom house or TH in Winston Hills OR Glenwood area? Any concerns or watch out points for these locations? We have a yr old baby so also considering area which is better for schooling and also not too quiet/leafy/lonely. Cheers, Glen