Search results

  1. I

    All monies clause & Cross Collateral [Clarification needed]

    NEED HELP TO CLARIFY 'ALL MONIES' CLAUSE I have read that even if you have have a stand alone mortgage instead of cross collateralised loan, the bank can still foreclose your property as a result of the "all monies" clause. This normally impacts borrowers that have several mortgages with the...
  2. I

    Anyone had experience negotiating interest rates with banks? Advice needed

    I have a home loan with Bankwest at a variable rate. I am considering to change it to a fixed rate loan and would like to negotiate for a lower rate than what was advertised. I have the following questions: 1. How to negotiate for a better rate? Who to speak to and what to say? 2. Also I...
  3. I

    Conveyancing through a lawyer - Documents that should be kept

    I recently settled an off the plan apartment which I settled through a convenyancer financed by the bank. The documentation and the process were done by the convenyancer and I have not received any documents regarding the property from them. After the initial exchange of contract and prior...
Back
Top