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  1. O

    So what does everyone here do for a living?

    A qualified IT engineer. Built the first speech recq app in oz. Built severs etc. Now, home engineer and part time investor. Made bad investment in Pilbara, but awesome SMSF.
  2. O

    grrrr my PM

    My previous PM was worse. So incompetence, never replied my emails, returned phone calls, chase tenants, organised repairs or clean up. She was so bad............................I will post my experience with her in other post.
  3. O

    Why is there so much nastiness around

    Tv and radio I think lots of programs on tv and radio are damaging. Sometimes I see 3 or4 yr old acting out like a teenagers, made me cringe. So much violent, hate and angers. Years ago when we were watching Masterchef junior on tv, they show underbelly ad in the middle of commercial...
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    How to lodge a claim for profesional indemnity insurance against your PM?

    Hello. Thank you for stopping by and I hope someone in the forum would be able to point me to the right direction. Our IP in WA has been vacant since Nov. The tenant was evicted, due financial hardship. Our PM has done really bad job in getting the place ready for rent and supplying...
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    Karatha WA - Any recommendation for PM?

    Hi, we are considering to change the PM. Anyone would have any recommendation which PM to change to or to avoid? Currently we are with Crawford. I would not recommend it to anyone.
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    eBay Money Back Guarantee - be careful and need advice

    Try to lodge complain with your credit card company or bank.
  7. O

    Would you buy out your parents home in this scenario?

    Your father is not Hancock. Your father is on pension. His house still have mortgage on it! You under estimate your own father. Would you rather have your father sitting at home alone, staring at wall, no one to talk to waiting for his children to visit him etc, so that you can have your...
  8. O

    Would you buy out your parents home in this scenario?

    +1... You want to protect YOUR inheritance! You are not protecting your dad. Very selfish of you. It's your dad's home. It doesn't matter who he would spend his life with. You are imagining too much drama. Go on and make your own money and life.
  9. O

    eBay Money Back Guarantee - be careful and need advice

    I believe, ebay offer 'new' buyer protection since nov 2014. There are 2 different types of buyer protection, one is ebay and the other one is Paypal. My case was that I paid using Paypal and arrange a courier to pick the item up. When the item arrived, it was really bad (holes etc) so I lodge...
  10. O

    Tenant broke lease - who pays the letting fee?

    There was a bond, but still unclaimed after tenant left 1 year ago. I have called them and emailed them sooooo many times.
  11. O

    Medicare rebate cut by $20 - from $37.05 to $16.95 for under 10 min consult

    When we were in LA few years ago, our baby had asthma attack. We took him to a paed. No booking, and was charged $60! The medication was $3! He got better straight away. If that happen in oz, we would be seen by a gp who would not diagnosed or find out the problem in one visit. That would...
  12. O

    Running an ebay business

    I was an ebay seller to for a few years, long time ago. I think it's harder these days to sell for profit on ebay. Their feedback rating is tricky. If your rating is less than your competitor's, your item will be displayed below your competitor. I think with small baby and another child, it...
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    Medicare rebate cut by $20 - from $37.05 to $16.95 for under 10 min consult

    Our medicare system is great, if it is being utilised the right way. The problem is, it's being abuse by both doctor and patients. From government point of view, they just looking at numbers and the numbers are not good to sustain it. I feel sorry for the younger generation. We enjoyed cheap...
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    Medicare rebate cut by $20 - from $37.05 to $16.95 for under 10 min consult

    In the city, we get the overseas dr practice at night medical centre and they are awful. You don't get to sit in the chair before signing the Medicare form and leave the room. It's like a factory process. They spend more time typing than see the patient. In some countries, newly graduated...
  15. O

    Medicare rebate cut by $20 - from $37.05 to $16.95 for under 10 min consult

    When my kids were little, i went to gp often. I took them to many different types of gp, bulk billed or paid. The 'day' bulk billed gp were often good. The night gp, awful, usually we ended up seeing other gp few hours later. I found the paid gp ($65) per child, not so helpful. They are slow on...
  16. O

    Iron ore dropping

    Indonesia will be the next country that will need iron ore. Its new president mentioned the main focus for 2015 is infrastructure and agriculture. I think it will be the next china.
  17. O

    Avoid buying WOW & WES

    I am not a wow fan. I shop at wow sometimes and find their staff arrogant, their stuff overprice and average quality. So fundamentally I don't see wow will make a good investment/trade. In Adelaide, Foodland is a better alternative to shop. I wish they have foodland in Sydney.
  18. O

    Volunteering

    McDonnald I do lots volunteering at school and church. But I would like to get a franchise license for McDonnald and train young people in autism spectrum to work in the business. My dream is to set up an agency helping people with asd finding job (proper job, not folding napkin in factories).
  19. O

    Explain forex leverage, margin calls, and long term positions to me?

    Sounds like gambling to me, not trading. To trade is to make calculated risk. Commodities is cyclical. My theory with oil is its a planned movement by the big player. They are able to bear short term loss. Russian economic will collapse. Oil price will go back up in 2015. Aluminium will be good...
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    Explain forex leverage, margin calls, and long term positions to me?

    Hi Luce, I'd stay away from fx. Have you tried day trading instead? I'd be interested to trade commodities but there is not much info about it in Australia.
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