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Thanks guys, I'm aware of my responsibilities regarding my current situation but don't have enough information regarding future scenarios, hence my question. The current advice I've obtained is focused on the usual divorce issues & is a bit light on future proofing any investments. The...

Hi Guys, I've done a search & read most of Terrys trust thread, but I can't seem to find the answer to the question of converting PPOR to trust post divorce? Unfortunately it looks like my wife & I will be parting ways in the near future. One scenario is that I pay her for her portion of our...

Hi, I'm after the feedback of anyone who's used the Investors Direct setup. I remember a number of years ago there was a great post from an investor who'd gone through the Metropole process & I'm hoping for a condensed version of the same. My current situation is $400k equity, and spare...

Contrary Geoff, in a toin coss if you throw a heads, the chance of a next heads is 50% - BUT if you aim for two heads in a row the odds are 25%. So if you wait for the first heads then bet on a Tail your odds are enhanced. Adding units to your bet is simply a form of money management...

Geoff - it's apiece of p**s As Ruby said, wear overalls & use a torch with red cellophane over it (wasps are all in the nest & they don't see red light - bit like some drivers.......). Save the money on the powder, just use 1l kero & you don't need to light it either, easy peasey.....that being...

Kit, how long have you been in Qld ? Now I'm not saying this company is not a wonderful one & it may be a great opportunity. But, there's been a 'not so good opportunity' in Qld that's been around for ages & every so often rears it's head. Company provides free trip &/or accom to inter state or...

Keep at it (as long as you're safe that is). As a teenager I filmed the trots & the gallops in NZ from the 65' towers you see placed around the horse race courses. First time up one tower I was petrified, almost quit 1/2 way up the ladder & wouldn't go close enogh to the edge for the guy to show...

Although if they accept me as a dinky di my family will just say "He became a West Islander"

Topcropper - close but no cigar, actually I think Oz do that in the Olympics & Commonwealth Games........blasted Australians...:D BTW - got my interview tomorrow to become one finally (Australian that is)....as Jack once said "I'd raher have a bottle in front of me......" :D & for those who...

Pitt St - NZ Flag Pitt St, I remember when the aboriginal flag was in vogue 10 odd yrs back & one of the melbourne news channels conducted a 'street poll' asking which should we use. They had the aboriginal flag & a NZ flag, not one person shown picked the Aus flag as actually being the NZ...

Portable pool option Try b4 you buy - Depending upon the age of the kids you could get a portable. We've got one, holds 8000litres & an avg 3yr old can stand up in it. About 4-5m in diameter & my 5 yr old loves it. Also great for getting the 16 month old used to water. You blow up the top ring...

Oh yeah, my step-dad had surgery, a lot of pain for no gain.

Go see your doctor. they can book you into a sleep clinic where they'll test you for sleep apnea & rate your snoring. You can thwen get a referal to a surgeon, the guy i saw was great, went through all the pro's & con's & basically told me "don't bother". Through the sleep clinic I got a...

Great Pig, very interesting comment re: the increase in accidents as I can think of two occassions (at least) where knowing how to handle a slide saved me from serious injury or death caused by my own stupidity (heading to wards a lamp-post at 50k in a front wheel slide springs to mind), BTW...

17 too young ? Try 15 & full license with no restrictions, that's what it was in NZ way back when & I can honestly say that by 17 we hadn't learnt much self control, heaps about car control from going to the local gravel pit & learning to slide/hand brake turn, etc. All good fun at the time but...

Kill it now...then kill any similar tree he plants, inconsiderate so & so.....

Just try fish fingers...with a bit of sauce, it can be aprt of the kids staple diet ! Yes I know the fish isn't the best quality, but unless there's a medical recomendation from your doctor don't stress so much. As they get older they'll eat more like what you do, so just ensure your eating...

You might want to define 'not looking after the property', I rented for a year between buying & selling our PPOR. We had one kid, & were not getting cheap rent, but this didn't stop the landlord complaining about a heap of stuff when we shifted out. This was after I'd paid a professional cleaner...

Got to agree with Acey on this one. My kung fu instructor (Sifu) & I have a financial arrangement, but I consider him a mentor in the art, especially as I train at a quiet time during the day & with him having just started up his school in the city about 50% of the classes are 1:1 :) He's...

Hhhmmm, this humble pie tastes nice….. Well, I thought Australia would be found to be lacking in depth (a few stars but not the high level of quality throughout the field) but have been proven completely wrong. Well done to the team, the coach, & well done to their supporters who appear to be...