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I have four loans, all with CBA, total debt is just over $1.5 M all and I am receiving 4.4% with that everyday offset account linked to PPoR. I do know someone who is getting 4.25 % with a big four who has just over $2.5 split across six loans.

I work with a bunch of Colombian people and organise...................none of your god dam business!

Thanks guys. The Ipad app sounds great. Only problem for me was that I got stuck somewhere with no mobile access, no internet and all I had was a land line in an office. I will get onto an extension first thing. As I said the seller is very very keen to settle and so am I.

Thanks for your replies. I think this may be applicable to me at the moment only because of distance for documents to get signed by several parties and time frame to return. Just may be a delay in approval but will not effect settlement date. I'm dealing with sellers who are very very keen to...

Thanks, would this cause a deposit to be lost?

Just seeking some simple advise where I am getting conflicting information on the net. If some one puts in an offer and acceptance for property in WA and puts a finance clause is applicable in with the latest time 4:00pm 21 days from acceptance. What would occur if the finance is not...

Yes alcohol is a killer, same with tobacco. Not to mention the cost of those two drugs on the public heath system. The amount the public purse would pay for funding programs to limited the impact on society is huge. However, illegal drugs still cause a massive amount of harm to this country...

Yes the dog analogy is crazy. That's like saying the guy who raped two women 15 years ago and fled the state and didn't get caught by the Police until recently should not be punished for his crime he committed all those years ago.

Yep fair point Hoffy. Addicts are weak minded people with very little will power or self control. However, these traffickers are profiting from the misery which these addicts bring on society. I didn't say for one minute addicts should not be punished for the crimes they commit. If they commit a...

And all upper echelon drug traffickers who import heroin and methylamphetamine who cause a great deal of pain in the community, who contribute directly to robberies, burglaries, stealings, suicides, overdoses, homicide other violent crimes. Not to mention the hundreds of thousands of Australian...

Smuggling heroin is also barbaric and places a massive drain on many parts of society. I hope these these executions take place as soon as possible so Australia can stop embarrassing itself with its 'diplomatic approach.'

I wouldn't laugh if another disaster happened. That would mean innocent lives would be lost and ordinary people would have lost their homes. Ordinary citizens who are not involved in crime and just focus on raising their children in a developing country. Remember these two are convicted drug...

And if you hadn't guest, I voted 'no'.

I think the PM has handled this matter poorly. I feel embarrassed to be an Australian, how he mentioned the aid was a terrible and foolish. I can't believe people are feeling sorry for these two, the Indonesians (and many other Australians like me) probably can't believe the lengths the...

Make no mistake, persons involved in trafficking 8.3 kilograms of heroin are upper echelon players. I don't believe in the death penalty for the mules. They are the bottom of the food chain and the organisers usually prey on weak people with drug problem to do the dirty work for them. In the...

Thanks for your quick replies. Sorry property will be in WA. I hope to god my wife and I (early 30's) don't predecease a 69 year old women....but as we well know disaster can strike tomorrow if not tonight. Yes my family member (mother in law) will reside in the property until she can...

I would like to get some opinions on a structure set up of a property I would like to purchase. My situation, I have a PPOR and two investment properties. All are mortgaged with the same lender. The two IP are in my name and the PPOR is in mine and my wife's name, in Tenants in Common (we...

Sorry it's not the advertising or the house. It's Broome. Demo is a great part of town. However, Broome is in a massive down turn. No JPP, tourist industry is slowing, pearling is slowing /dying, Broome North has been a flop due to the slow down, businesses are closing, no more toy world or...