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  1. suburbangirl

    Wiggles Hot Potato Seats for Sun 14th Rod Laver Arena

    Hi all My daughter has come down with a really severe case of the flu and an ear infection to boot, and won't be going anywhere this weekend. I have two tickets for Rod Laver Arena for The 1pm Wiggles show on Sunday as a result that I would like sell at cost price. If anyone is...
  2. suburbangirl

    First Home Buyers Back in the Market

    Well I am hearing doom and gloom, and seeing doom and gloom, and yet, this week, three - count 'em, THREE - of my friends, all from different spheres of my life, have ALL announced that, thanks to the beefed up FHOG and lower interest rates, that they are finally in the market to buy/build a...
  3. suburbangirl

    Why are so many of these threads being moved???

    And am I the only one who finds it extremely annoying??!!! :mad: I am guessing this is a way for the mods to get us to use the 'Property Investment - Other' forum as a 'last resort'?? ie trying to get us to use the other forums more?? ETA perhaps this is also why it's been shifted to the...
  4. suburbangirl

    Credit Crunch & Redraw Facilities

    With the current credit crunch I am wondering how long it will be before banks start cutting back on access to things like redraw facilities on loans. These are a priviledge, not a right, and are available at the banks discretion. A few friends I have discussed this with seem to think I am...
  5. suburbangirl

    Good Places in Melb to Find Affordable Exterior & French Doors, Plush Pile Carpet??

    We will shortly begin renovating our new place before moving in. We are looking to replace exterior doors and also add some French Doors leading out into the back. Oh, and looking for some affordable good quality plush pile carpet to put in the three bedrooms. Edited to add: would prefer the...
  6. suburbangirl

    Melbourne Pockets that are on the Increase

    All I hear out there is doom and gloom - here on ss, in the press, even my friends are saying it: prices in Melbourne are on their way down, bargains to be had very shortly, yadda yadda yadda. I don't know where everyone is looking, but they can't be looking where I'm looking. We are...
  7. suburbangirl

    We've Upgraded! And We Now Have an IP!!

    Well, I can barely believe it. After an eternity of due dilligence, open houses, going to auctions, and patiently waiting, we have finally bought a house in the general Essendon area (Airport West) - the area we have dreamt about moving to for the last, oh, I don't know, five years or so...
  8. suburbangirl

    Termite/Building Inspection Melbourne NorthWest subs - can anyone recommend someone??

    Am looking for someone to do a pest/building inspection on a property in Melbourne's north/west suburbs. Needs to be done asap, can anyone recommend someone good??? Thanks in advance.
  9. suburbangirl

    Section 32 Wording re Prone to Flooding/Termite Infestation - should we be concerned?

    We will be bidding at auction shortly on a property for which we have received the Section 32. There's a couple of things in there that I haven't seen before, just wondering if they should be of concern?? One is that "a flood level has been determined for this property". So far as we are...
  10. suburbangirl

    Cross-Collateralised (sp?!) Loan vs Stand Alone - Can Someone Please Advise??

    The banks are doing my head in!!!! We have a pre-approval set up, however after talking with a few people, I have basically come to understand that while we THOUGHT it was a stand-alone loan, actually isn't. Spoke with the bank this morning, which confirmed this. I am no expert on loans...
  11. suburbangirl

    How To Make A Successful Offer...Or Do I Wait & Bid??

    Mucked About By Agent - Do We Offer or Bid?? We have our eye on a couple of properties, one which is open to offers prior to auction, and another which is definately going to auction, in the coming weeks. We have just had the unpleasant experience of being mucked about by a real estate agent...
  12. suburbangirl

    Unfixable House, Gr8 Location, or Gr8 House, Lesser Location: Which Would You Pick

    I know the mantra is "location, location, location", however I would still like some input on this one, because it's a bit of a tricky issue. We have two houses we are keenly interested in. Looks like both will come in around the same price. We are restrained here by the limit of what we can...
  13. suburbangirl

    Back in the Game - Best Way to Word an Offer??

    Well, it's been a while since we were last looking at property. Some of you may remember we were actively looking in the market in Melbourne about 12 months ago (a great time to buy), however at the time a family emergency kind of took over (my Dad had a heart attack, had to have surgery, is...
  14. suburbangirl

    Boom Rippling Outward in Melbourne?

    Have started to notice prices in Sunshine really taking off, and from what the press are reporting, this is due to homebuyers being priced out of suburbs like Yarraville and Footscray. I see this as a definite indicator that the 'ripple effect' is now heading towards the outer suburbs...
  15. suburbangirl

    Subdivision to Free Up Equity for New PPOR - Feasible??

    Hi I have just been working through this scenario on paper, and am wondering if any of you 'seasoned pros' can tell me if it's feasable (ie if we're heading in the right direction), or whether we're 'dreamin'!!'. Our goal here is to upgrade to a new PPOR for around the $330k mark with as...
  16. suburbangirl

    How Common is it for Bank Valuations to Differ From Buyers Price??

    Given the breadth and depth of experience of forum members, just wondering if someone can enlighten me as to how often/how common it is for a bank valuation to come in under value?? In a private sale situation, I'm guessing you could buy 'subject to bank approval', thus if the valuation came...
  17. suburbangirl

    Mortgage Insurance: Payable or Not??

    In theory, if you have the 20% deposit for the purchase of a house, and are borrowing the remaining 80% plus say $25,000 for stamp duty, are you still required to pay mortgage insurance?? I understand that if you are putting in less than 20% deposit, then yes, you'd be required to pay...
  18. suburbangirl

    What's The Best Way To Structure Finance

    First up, I am pleased to say that hubbie and I are currently - FINALLY - looking around for our new PPOR. We are keen to buy into the area we like now, rather than wait another 12 months (which could actually morph into 18 months, realistically speaking) if we wait for our daughter to start...
  19. suburbangirl

    Executor's Auction Not Taking Offers Prior - Best Approach?

    Just wondering what the best approach in this situation would be. Assuming you were interested in a property and were able to get a look-see prior to open house, however agent has told you that the auction in question is an executor's auction/deceased estate, and has informed you that they have...
  20. suburbangirl

    Offers Prior to Open House - Ever Accepted?

    Theoretically speaking, lol, I am wondering if anyone has had any experience of offers being accepted by vendors prior to a public open for inspection (ie where they've been shown the property privately by the agent, prior)?? Edited to Add: say that the agent has agreed to do this, but you...
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