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Hi all, First timer here - so forgive the question if it seems basic. Looking at making a conditional offer and would love the facility to split payments IE 95% now, 5% later. a) What's the best way to do this (if at all). Write up a legal agreement between the vendor and ourselves...

Cheers :) I figure it's better to have the full loan amount to make tax deductions on the interest. That said, by taking all the money from the offset account and using it towards the next PPoR as a deposit it would land the property straight into being negatively geared. Forgive the...

Such great responses from everyone, thanks guys! I'm the late stages of making a decision. Being cheap is a big draw, but I know this mean less CG in the long run compared to a house in the same area. My main considerations were: 1) 8-10km from the CBD as it's easier for transport, close to...

Thanks guys, All sounds advice. I've looked in a radius drawn all around the city (North, West, East, South). Honestly, I've been to quite a few auctions and been outbid (not the best experience) and prefer the properties in the inner west (Seddon, Yarraville, Newport, Footscray) and north...

Straight to the nuts and bolts. My partner and I are looking at buying in Melbourne and have been looking for 9 months. We?ve got about 100k saved, no debt and in mid-range tier jobs. Like a lot of other FHB we have steadily watched with dismay as we?ve seen properties got our heart set on...