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hey guys, Looking for a little advice around potential borrowing capacity please. Details: income: $360k + per annum employment status: Director of our own business that is a Hong Kong based company so no AU tax returns at present. dependents: wife + 2 kids credit card: $20k limit, $0...

Hi, I am trying to find out whether anyone knows if Mortgage insurance companies will give mortgage insurance to a company set up under a corporate trustee structure? I am looking to purchase a property under the above structure but need to get above an 80% LVR. Has anyone had...

Hi all, I was just thinking recently about the state of the property market in many parts of Australia. In a lot of areas there has been little movement in values and in some areas values have been going down a little. An idea I was thinking about was possibly going and getting into some...

Hi all, I just wanted to get some ideas regarding my situation. One of our investment properties has four names on the title - set up as 'tennants in common'. 2 of the names own 0.5% of the property each - and the other 2 own 49.5% each. It's time to refinance the property and we are...

Hi, I was hoping to get a few questions answered in regarding to taking out Options on property. Are there stages of the property cycle that this would work best in? What was it that made the purchase of the option successful? Can anyone please provide a working example for me with...

Hi all, I have a close friend who is in the situation where they have around 800k equity possibly more - and they are very cash strapped. They are a family living off 1 wage which is already being chewed up with their existing negatively geared property that is just waiting for the next...

Hi, I had a question mainly aimed for those who have ceased work full time in their 9 - 5. The question is - at what point did you feel financially comfortable in leaving work. Was it when you had 5 , 6 , 7 times your yearly 9 - 5 income in the bank and the same in passive income coming...

Hi, I have been thinking a little bit recently about possibly buying land and building houses \ duplexes etc on them and have come across a few questions regarding being able to fund the projects. Firstly, I assume that when you first buy the land - and then spend the time waiting for the...