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    The elephant in the room ... from today's SMH

    Seems industry funds occupy the top 10 spots in the returns lists. However, they are rarely recommended by planners. Interesting! Best, Gabriel http://www.smh.com.au/news/business/planners-order-up-an-extra-serving/2006/10/27/1161749311830.html
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    trauma insurance ...

    Anybody else here got trauma insurance as part of their safety net?? I guess most would have some type of income protection insurance to cover loans in case of illness/accident etc. Trauma insurance is different in that it is just a straight payout if your health goes south in a big way. Down...
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    a sick goat tied to a tree ...

    Well of course it would be well fed and watered & get plenty of love and vet care. Seriously though, what is too close to the wind as far as claiming to be a rural producer on acerage in the eyes of the ATO. Is it just about having the paper work all up to speed or is it about volume of trees...
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    Contacting vendor direct ...

    Any rules/laws about contacting the vendor direct? Having some communication problems with the realestate agent i.e. he doesn't seem that keen on chasing up the vendor. Best, Gabriel
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    Interesting write up on trusts ...

    from ACOSS (Australian Council of Social Service). Their basic thesis is that trusts allow high income earners to arrange their tax affairs. However, I found it interesting because it pulls the idea of trusts somewhat apart, and, as I only have my trainer wheels in the area, it has given me a...
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    What's the latest gig with realestate valuers??

    I've paid between $350 & $550+ for valuations on properties. Is there an average and are there any tricks or useful tips to know about or to employ when it comes to picking or using a valuer to value a property? Thanks in advance. Gabriel
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    Will this work for us ...??

    Wife and I plan to buy a Pprop valued at about $500 000. We own outright our current Pprop valued at $170 000. We have about $70 000 cash to put into the new house. Issue:Should we sell the $170 000 house and put the money towards the new house or rent out the house and use the income from it to...
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    tracking with software ...

    Hi there, Just wondering what you think is the best commercial software program for tracking IPs. Somersoft have one. Is this good? Are there others I should consider. Thanks in advance. Gabriel
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    Costs per square metre to build ...

    We are in coming months going to take the plunge and build on our beach block. We owe nothing on the block and are deciding on whether to build more to a holiday type rental market or focus on a longer term rental market. Also in our calculations is the decision to be made about whether to...
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    land tax ... has it rained on your parade??

    I am for the first time facing land tax. Have you guys found land tax a reason to look more carefully at other options like managed funds etc. Or do the tax right offs on land tax just make it another straw on the camel's back that you shrug off. Best, Gabriel
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    Official lands valuation vs market value ...help

    I own a property in partnership (tenants in common) and am looking to dispose of my share. The other parties claim that its value is what the Department of Lands & Resources says on the official form plus a valuation from a local valuer. I claim that its market value is more than this and my...
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    Sea Spray - Central Queensland Coast

    There is a very interesting development happening on the southern part of Zilzie Beach (south of Yeppoon). The 'Sea Spray' joint venture is unique in that the developer gave back to the community half the land as National Park. I have had a good look at the site and I am familiar with the design...
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    Zilzie(near Yeppoon) Beach Block... should I build on it??

    Hi there ... my first post on the forum. I own a 750m2 absolute beach front block. Worth I guess around K350. A couple of questions for the many 'hands on' experts here. 1. With a block worth this much what is a sound amt to spend on a house for it for purely investment purposes? 2. What is...
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