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Thanks for everything, the support here was tremendous and invaluable. Best wishes to Jan and Ian. See you all in PC. :D

Well Done! Nice to see the simple formula of acquiring knowledge, maintaining laser focus (or as I like to say having an impenetrable mindset) and taking some direct action to achieve your desired outcome.

Read Jan Somers book "More Wealth from Residential Property" I spent years avoiding this book because it wasn't flashy, with all the marketing hype of many in the market, boy was I wrong! Get your foundation set, focus on your end game strategy and stick to it like glue, believe 'anything...

I do agree, also with a certain amount of research and knowledge in all areas, be it, property and business you can mitigate a great deal of risk.

Hi Derrick, nice work. Option 2. Personally, I absolutely hate (harsh word I know, maybe despise is better) the laundry in garage concept, I make sure anything I get built does not have this in it's design. It seems to be more prevalent in QLD H&L, especially when marketers are flogging...

Well done ladies, truly inspirational.

Terry I found this one for you, looks like the one. http://speedequitysoftware.com/v2/?tab=products&pg=start and this ebay search brings a few up as well http://www.ebay.com.au/sch/i.html?_from=R40&_trksid=p2050601.m570.l1313.TR0.TRC0.H0.XHarj+Gill.TRS0&_nkw=Harj+Gill&_sacat=0

"John Wick" best action flick from the last 12 months easily I reckon. Keanu Reeves was well trained for this. Highly Recommend for any action buff.

Thanks Allegria

Damn Fleur, I forgot to update you ... The conclusion which happened some time back was the following on my original 1200-1500 estimate, with 650 being the approximate professional fees. Professional Costs --------- 770.00 Sundries --------------------- 55.00 Total Professional Fees...

Thanks guys. So who do we have left at 90 LVR + LMI? I'm guessing some smaller solutions looking for market share at perhaps slightly higher rates?

It would be nice if this thread got back on track to "Investment Loans 95%" or at least in alignment with high LVRs and the banks current status, anyones actual experience with this in the current climate, that might more useful for the OP and anyone else coming to read it. I don't mind...

Thanks Rolf. I was thinking about the ethics of it when I posted the question, but given banks and lenders love to review policies, (to naturally assist the investor :D) I was thinking a sneaky way around that would be to employ an internal time frame of say anything outside of the last 12 or...

Has anyone experienced if Bankwest are reducing their LVR to 80% if you have an original 90% LVR with LMI and are looking to release some equity would that initiate a risk re-calc at 80% in alignment with their new policy or would you be able to sustain the already 90% LVR pay the LMI difference...

Looking to get any testimonials or followup feedback from the months that have passed from some of the threads I have found relating to quality Property Managers who service this region. Also any PM's who are interested and service this area. Thanks, :D

I couldn't agree with you more, as long as your eyes are wide open, DD is still a factor when selecting any product and/or service. Definitely a consideration for the passive investor who wants to leverage other people to achieve growth and the desired wealth outcome in alignment with ones...

Not sure, but Crossover does have a Linux version so you can run Windows programs from that. I don't have the platform setup to test, but given how solid it is for Mac and OSX has a Linux backbone I'm sure it would be fine. They have a trial download people can download and test before...

If the average Mac user is having any trouble figuring out winehq (free option) then here is an exceptional tool for Mac users, it's called CrossoverMac (https://www.codeweavers.com/products/) You can bottle any particular Windows build to suit your programs, I can verify that it works very...

That's interesting, when I commented on this last November, the developer kickbacks, sorry sales commissions, were not disclosed and everything was said in such a way that suggested absolutely no other commissions other than the upfront *cough* *cough* buyers agent, I mean, mentor fee. Not to...

Hey Brian, why don't you PM Starofdavid with the agents who appear to be proactive with you to help him optimise his time in the area. He's doing the right things, just needs a little inside help in the area. Food for thought :D