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Hi All, I have a serious dilemma which I am hoping I could get some help with. My circumstances: 28 year old single male Income = $71,000 (approx. $100,000 with over time) PPOR worth $265,000 (debt = $207,000) Credit card debt = $24,000 Personal loan debt = $6,000 I am...

Hello All, My parents are nearing retirement age. They are both 57 years old. Currently they have their own home paid off (worth 500K) and one investment property paid off (worth 230K) as well as some cash reserves. After years of trying to persuade them to do more with their money...

Hi all, I have just conducted a search on the forum to find out if there is a topic regarding a step by step guide to purchasing property. I couldn't find anything but if there is something on this site that someone knows of could you please send me the link. :) I was wondering if the...

Hello everybody, Recently I have noticed that Devine homes is really pushing their NO DEPOSIT property investment. The ads say something like "An investment home with no deposit, you don't even need the equity in your own home" They claim to: - Pay you an agreed sum...

Hi everybody, I am on the verge of buying my 1st IP. Currently paying off PPOR. This forum has been absolutely amazing and I am learning so much from all of you. One thing I have really taken notice of is the importance of ensuring that you have the correct structure in...

Hi everybody, I was wondering if anybody out there has dealt with Hans Jakobi or completed any of his courses. He claims to be a positive gearing guru and I have come across him several times on the internet. For those of you who have dealt with this guy I would be very interested to hear...

Hi guys, I have another question for you all. In August 2004 I bought my PPOR. During this time I have had family friends stay with me and pay rent(cash). The house is 4 bedrooms of which I occupied 1 and my family friends occupied the other 3. This was my first property purchase...

Hi guys, Love the forum. First time poster. I have a question for the more experienced investors. I understand that many of you have seen many highs and lows throughout your property investment careers. If you were starting out from scratch today which method of investing and...