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  1. TheCamel

    probably an easy Q.. How to buy in Vic?

    Looking at a PPR in Hoppers Crossing... Beleive it's overpriced, but still within our budget.. and it's a PPR.. so the whole logic of IP buying doens't quite fit here. That said - we've still got a walk-away point of below our loan threshold, and intend to do things like extend settlement period...
  2. TheCamel

    Sticky Loan needs..

    It's been a fair while since I've been around. Been overseas, all sorts of life changing things. Further life changing things continue to occur. Amongst them, our desire to now buy a PPR in Melbourne. However, we're going to find it a bit sticky with the loan app. We've been overseas for...
  3. TheCamel

    new fence - informing tenants

    Maybe i'm approaching this from a tenant point of view, rather than a landlord, however. About 2 weeks ago, our neighbour over the back fence approached us, and asked whether we owned, or who the property manager was, as they wanted to arrange a new fence. (It's about 1/3rd of our total back...
  4. TheCamel

    business names (not property, per say)

    I'm currently considering some options in my life - specifically, starting an IT contracting/consulting business on my own. I figure if I've got this much passion for my job, and I put all my heart and soul into it, I may as well do it for my own benefit... anyway, we're trying to work out...
  5. TheCamel

    Death/TPD insurance claimable ?

    Interesting thought. My super fund includes Death and TPD insurance as part of the arrangement. For 3 units of each, I pay, by the look of it, a total of 117$ per half-year. (at least bweteen 31/12 and 30/06 for last FY) I understand that income insurance and life insurance is normally...
  6. TheCamel

    LiveIn - Canberra

    I am considering a PM change, and doing some researching. I must admit to so far taking a like to Tamara from liveIn. does anyone use LiveIn to manage their properties, or have any feedback on them at all ?
  7. TheCamel

    OLD APIs for good home..

    I'm going overseas for 12 months+ and I'm disinclined to store/ship old magazines. Therefore - I have some old API magazines to go to a good home for anyone who might be interested. 2008: mar,apr,may,june,july,aug,sep 2009: mar,apr,may,june, I'd like to avoid posting them, but if...
  8. TheCamel

    cleaning the traps above the stove ?

    Above our gas hotplates, we've got an extractor fan, and two removable stainless steel meshy platey things they seem to be covered in grease and **** - how would I clean them ? just soak in hot water, or use bleach, or detergent, or something special ?
  9. TheCamel

    Cf+ ??

    Am I CF+ ? rental income of 16950. Expenses of 17408. gives about 500$ shortfall,or 9.00 per week before deductions and depreciation are taken into account. they'll give me about about 5,700 (30% of 17500 [give or take]) of deductions gives me about 110.00 per week... right ? so...
  10. TheCamel

    brokers in melb ?

    hello, Can anyone suggest IP svvy brokers in Melbourne that could come to us ? we're out in Newport (w/suburbs, near williamstown) It's time :)
  11. TheCamel

    PM in canberra

    So, I suspect the time has come for me to locate a new Property Manager, for the following reasons: They are sending statements via email, and I only receive statements intermittently. End of last month, I actually received 4 statements for the same month, some of which were blank-test-only...
  12. TheCamel

    setting up a contracting/consulting company

    With our move to Melbourne, my partner wants to keep working as a casual teacher, however it's a bit different to Canberra.... In the ACT, all Casual recruitment is managed by the central Dept. of Education, so she got one group certificate, no matter how many schools she works at. In...
  13. TheCamel

    gifting equipment to charitys ? deductible ?

    Hi, So, I know that if I make an after-tax donation to a charity, say, give The Heart Foundation 50.00, I can claim it as a deduction. what if i was a business, and was donating some surplus, 'aged-out' electronic equipment to a charity. Could I claim the remaining value of the equipment...
  14. TheCamel

    replacing a washer ?

    So we've finished our move down to melbourne and moved into a leased property in the western coastal suburbs. The first day I walked into the property and did a generalist condition report, as you do, and noted in my mind, but not on the condition report, that the hot water tap in the shower...
  15. TheCamel

    moving interstate

    How stressed am I right now ? I got a new job after 2 weeks in town, now I've got 1 more week to finish up here, then 2 weeks to: find somewhre to live. pack up. arrange removalist and cleaner get removalist to pick everything up, get cleaner to clean up. have a new lease ready to go...
  16. TheCamel

    wanted prop. in melb

    Hi, rhiannon and I are movin down to melbourne, to start a new job on the 18th of August... we're looking at living around the st kilda area... and need a 2 bedroom place to rent with at least 1 car space and an upper budget of 320. we are of course hammering RE.com.au but it's hard when...
  17. TheCamel

    deducting vehicle costs if travelling with tools

    Using the following scenario, is it inappropriate to claim Travel deductions for my wife ? 1. She is a casual relief teacher and works at any given location in the ACT... gets a call in the evening, or the morning before saying "come and work here today" 2. She often takes work books and...
  18. TheCamel

    deduting capital costs?

    if this is the first FY my apartment has been an IP, am I able to now claim the upfront borrowing costs, conveyencing, stuff like that ? (only bought it about 2 years ago...) also, my depreciation schedule... can i claim the first year's depreciation in any way ?
  19. TheCamel

    First Time Investors grant ?

    From page 11 of July 08 API: A" tax rebate of up to 10,400 for first time property investors would help combat the shortage of rental accommodation in Australia's cities, according to Investor Finance managing director Adam Thomas" Is this just an idae being floated around by some dude, or...
  20. TheCamel

    allowance classified as income ?

    As an allowance (in this instance, a Safety Officer/Warden allowance) classified as incmoe when i do my tax return ? How about a meal alllowance for periods worked over meal breaks ?
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