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Would anyone like to speculate what will happen in the next 12 month? There are so many poor economic signs not sure if I still want to be in the property market.

Recently we have fallen on hard times my partner has lost hours at work and financially things are very tough. Our situation is: Our home: mortgage of $120K IP value 420K, mortgage of 279K. Rent $400pw. The repayments at present are about 1800 month for IP. We have an offset loan of $5000...

I agree about the sailing ship. Too late for that area but well done to those who have already bought there. I would be very worried about the new mining tax and where that will go, could be a huge plummet in supply and demand there if it all goes belly up.

Hey Rocket man, are you serious? or just pulling my leg because that would be AMAZING if that happened.

Does anyone know what the growth will be for the Northern Suburbs of Canberra in the next 12 months? I have an IP in Higgins, 3 bed ex-govie, renovated bought for 349K in 2007.

Attention twodogs Thanks for your reply, what is complying development?? does that mean I don't have to put in a DA. When you said I don't even need to speak to council what does that mean. Do I just put in a DA with all the bits required and they have to approve it?? I am planning on having a...

I am going to build a granny flat for my Mum on our property in the Bega Valley. Bega council states that a granny flat must be no bigger than 60m2. If the unit is 60mr (the inside space) and then I build a 1.8 m covered deck off one side is that deck considered part of the floor space hence...

I am just in the process of reading the Steve McKnight book "0-130 properties in 3.5 years". Steve talks about generating income by buying positively geared properties. What are your thoughts on this? Are there any properties in Australia that would provide a positively geared income?

I can't really tell much from just one photo, more photos perhaps??

Thankyou all very much for your thoughts.

I've just seen a lovely 3 bed home in Mariybynong (hope I have spelt that right!) Is that a good a area to buy an investment property in? Here is a link http://www.realestate.com.au/cgi-bin/rsearch?a=o&id=103882865&f=0&p=10&t=res&ty=&fmt=&header=&c=90290720&s=vic&snf=rbs&tm=1176704064...

What do people think ? Is the information still current and relevant? Are there any other books that are for the current times? :)

Hi does anyone know if I can access my super approx 65,000 or any part of it to help my brother who is in terrible financial difficulty. I have emailed my super people PSS but have had no reply as yet. If there are any financial gurus out there I would love your advice? Cheers

Phone harrassment It would be great to see the DVD but the problme is that you have to give them your phone number which means that they will hound you. Has anyone had that problem with this DVD?

Have just made an offer of 255K on a property on the NSW south coast. ACT property is worth 460-470K, should we sell, buy NSW outright which will leave some money left over the buy investment properties approx 80K. The problem is will not have a permanent job down there for up to one year. The...

Thankyou very much you have been very helpful

Hello, Here's what I would like to do, your thoughts would be appreciated, good or bad. PPOR valued at 470K, OWE 115K. Move to the Bega Valley and buy a property worth 265K. Can I borrow against PPOR to buy this one in the Bega Valley and then move down there and rent out PPOR. Rent approx...

I want to by my first IP but I don't want to have to use my PPOR for equity and tie the two together, I have heard that is not a good thing. Is there another way around that process??? PPOR is worth approx 480K (I owe 115K), IP wll be between 300-350K with rents of between 300-330pw. Thanks Karen

further discussion Hi I just thought I would throw this back in for further advice if anyone can offer some. Thanks

Thanks very much. I will look into it a little further.