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    requested to include utilities in rent, thoughts?

    hello felow forumites I would love to see what experience and thoughts people have in a situation where i am being asked to rent a furnished apartment with very nice ocean views at a premium rental price, but as a extra sweetener if i include power, water, electricity (with a cap) company...
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    ouch Mac now 10.46%

    Ouch My Macquarie LOC now 10-46%, where does it end, i hope they dont just put it up .20 or .40 each week. Maybe the theory they will push everyone away is correct, anyway we will see. Theories? cheers
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    future of no-docs, equity lends

    Hi Everyone Just wondering what peoples thoughts are regarding the future of No-docs/equity lends where there is clearly not enough servacibility for full docs or even lodocs. Macquarie is the latest example, Will most peoples future investing be curtailed here or will people look at...
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    Macquarie rate rise?

    hi gang I have a macquarie no doc loc, i see rate has gone from 7-98 to 8-28% in last few days, has anyone else noticed same, effect of sub prime? cheers
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    Self managing issues, suggestions please

    Hi Everyone I have just been sent a new authority to manage a property as previous contract has expired. The property is an apartment in WA in a complex i also live in which would probably be a negative. While the Current agent havent done anything disastrous they are far from fantastic...
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    Mac and Rams No Doc 70 line of credit rates

    Hello everyone Recently having discussion with cousin who is rea investor I was saying how in the near future i needed a No Doc 70 % lvr LOC , and looked like from what i knew options were Rams at 8.24% and Mac 8.35 but reducing over 3 years. Cuz says he thinks Mac now 7.73% ? and possibly...
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    variable loan-twin offsets?

    Hi gang May fall into realms of stupid question...... and one side of my brain says cant work, but all thoughts appreciated. Instead of accessing a loc with a personal and business sub account secured against a ppor or ip, is there or could there be a cheaper option of a variable loan...
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    buy a fire damaged house

    Hi All While i would think fairly rare, i have spotted a relatively new fire damaged brick and colorbond house for sale (concrete slab). Colorbond roof is still there however quite badly heat affected, windows all boarded up. I assume roof structure would all need to come down and start...
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    The Budget is approaching.......

    Hi everyone As well as following all things Property investment with a passion, i also follow politics with the same passion. The Federal and State Budgest are approaching and this year is election year which will bring many interesting ideas from both sides of parliament...... It is...
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    Southbank, to buy or not? thoughts and experiences?

    Hi gang, i am in the west and reckon Melbourne will be my next buy. I have a real attraction to Southbank, but Body Corps and not owning some land content worry me? Any stories or thoughts particuarly re which buildings run smoothly and which dont or have Body Corp grief etc? should i move my...
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