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  1. Philby

    Self Managed Strata Pros/Cons

    Hi We are looking at a unit (1 of 4), in NSW, and it is self managed. The units are stand alone. What are your thoughts on self managed, and how can I find info out what is required of us, if we purchase. The other 3 units seem to be owner occupied. Will that pose a problem, if we rent it...
  2. Philby

    Wagait Beach

    Hi everyone, been away in NZ for 5 years (built a house) and moved back to darwin to build on our block at wagait beach. Was browsing the property magazines at the Newsagent the other day, forget which one - a "Mortgage" mag, cover displayed the best 200 suburbs as an article. It had one...
  3. Philby

    motgage broker auctions in NZ

    mortgage broker auctions in NZ Hi guys and gals,heard about this new website on radio national here in NZ. http://www.fundit.co.nz/borrower/ Have not tried it, as we are selling up to finance the building of our bolt hole at Matapouri. Quite an innovation though, with good calculators...
  4. Philby

    replace gas heater?

    Hi forumites, again along time away from the well of IP info. We have a dilemma, one of our IPs has a problem, the gas inbuilt(fireplace)heater has broken down, needs repairs or replacement. repairs=$600 replacement=$2100 installed As the landlord what is our obligation? Repair, replace or let...
  5. Philby

    Property Calculator

    Came across this website, has a good property investment calculator and other helpful kiwi tips, (I have no connection) http://www.theshapeofmoney.co.nz/
  6. Philby

    Kangaroo Flat Vic

    Hi guys and gals, been a long time, but have been dropping in now and then. We are about to build at Matapouri, in sunny Northland, close to plan, but NZ councils are a different monster. So anyway, I had an interesting email from family in Bendigo, can anyone add anything to this snippet...
  7. Philby

    NZ's housing boom tops world index

    FYI, interesting article for all to digest, enjoy. http://www.nzherald.co.nz/storydisplay.cfm?storyID=3571197&thesection=news&thesubsection=general Original article from the Economist http://www.economist.com/finance/displayStory.cfm?story_id=2736477
  8. Philby

    Buy and develop novice needs help

    Help, we are thinking of taking a BIG step. We have just purchased our 2 IP and now the property behind it, is up for sale. They are both on corner blocks facing different streets with a common street running down the side. So here goes (Apologies in advance from a novice in these matters.)...
  9. Philby

    Residential or Commercial, a change?

    Came across this in my early morning surf of the news, hope its of interest. http://www.theage.com.au/articles/2004/05/29/1085641761935.html
  10. Philby

    New Zealand the next target?

    Hi all, it seems the Aussie IP invasion is hotting up in NZ. FYI From NZ property forum-propertytalk.co.nz Australian property investors descend on Tokoroa 24.04.2004 - By ANNE BESTON The small Waikato town of Tokoroa is a big hit with the Aussies, who are snapping up cheap houses...
  11. Philby

    Real estate rebates - FYI

    Came across this mob thru an ad in Sunshine Coast real estate lift out, Real Estate Rebates at this website http://www.crown.com.au/aboutus.html I have nothing to do with this company and thats all I will say, except , they have a good copywriter but a bit short on the detail. :rolleyes:
  12. Philby

    Landlord insurance policy wording

    Hi all, have just got our renewal notice for landlord insurance Their definitions seem to be more complicated and harder to decipher. Forgive me I have just come off shift and about to go to bed but the insurospeak has made me dazed and confused. Important change to your policy...
  13. Philby

    Good site for products

    Surfed into this site , have not had a thorough look but it seems a good tool for renos, (apology if it has already been listed) http://www.selector.com/ and another http://www.buildingcatalogue.com.au/
  14. Philby

    Increase replacement value on insurance premium?

    Hi all, what do you do with your landlord insurance premiums,in particular the replacement cost of dwelling, when the value of the house increases substantially from last renewal?
  15. Philby

    Computer and Tax deduction

    Hi all, my employer is about to introduce Salary sacrifice scheme for workers to purchase a laptop computer.(I have no use for PC at work) My question is - if I purchase laptop thru salary sacrifice and use the PC to manage my PIs(one at the moment) can I claim cost as tax deduction? Or is that...
  16. Philby

    Forumite homilies & witticisms

    How hard would it be Mr Administrator to collect/collate the signature homilies and witticisms of our posters? They inspire, make you laugh and entertain. Just a thought.
  17. Philby

    Propertyexpo 2003

    Anyone have any thoughts on the upcoming Propertexpo in Brisbane 12-14 Sept as advertised in API. Another one in Melb in October. http://www.propertyexpo.com.au/ Think I might arrange a trip to check out IP#1and do some due diligence for #2 if I can find a good area
  18. Philby

    LVR by postcode

    Found this while i was surfing, apologies if something similar has been posted before. Of course it is a product to promote Liberty Loans, and they do have a couple of good calculators. http://www.libertyfinancial.com.au/lvrpostcodelender.asp Disclaimer: I do not work for Liberty Financial...
  19. Philby

    Will Federal Budget have an impact?

    Was just wondering if the 2003 Federal Budget will slow down all you gurus or is it just the doomsayers having a whinge that the property market will burst? Have seen a few articles saying as much and so was curious if anyone out there in forum land had started to rethink their strategy? I am...
  20. Philby

    Landlord and Tenant Protocols

    Hi all, coming up to settlement day on our first IP. PM is about to sign up tenant etc. Have been wondering if it is okay to approach the tenant - by phone initially and introduce ourselves, and let them know we are available for any problems. Are we *intervening over PMs...
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