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  1. W

    Young investors

    Nothing changes. They told me the same thing 10 years ago. What are they doing now? Writing the same thing from their cubicles while I'm on my sun-lounge by the pool mid day on a Tuesday. Literally! (Sorry, I find that liberating) They'll still be saying it in another 10 years I'm not a...
  2. W

    Looking for broker

    Yes, I'm completely aware of this. I'd like to know if the Wife can service another $250k without me. I'll go get a second local opinion Cheers
  3. W

    Looking for broker

    Hi guys. I was in a full time job at the time of my lending. I've only been in business 6 months now in a different industry so I think I'll have to put my dream aside (why would anyone want to actually do that?) And get a full time job I dislike. Or, the Wife gets a loan for $250k or so. I told...
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    Looking for broker

    I'm sorry guys but I'm an honest person and will not waste people's time without first being up front. My current Broker has done great things for us in the past but is so busy these days I don't feel he has time to properly go over our numbers. Because I'm now semi retired and run a small...
  5. W

    Looking for broker

    Hi, thanks for that. I do need to note that we are only looking for opinion at this stage so there's probably no business to be done
  6. W

    Looking for broker

    Hi guys I'm looking for a Broker to have a quick chat with about serviceability. We have a regular Broker but would like a second opinion and or more options Please PM if you have some spare time. Thank you
  7. W

    Darwin help

    Hmmm. I don't know about plenty of jobs at the minute? A friend was made redundant earlier this year because the office closed. Went to an job agency yesterday that said, sorry. We're closing down, can't help.. and another agency said 'sorry, we really don't have much available but send through...
  8. W

    Darwin help

    Steve Banks. Funny you should say that I know Steve well. I'd be wary about buying in Darwin right now though mate, in the 8 years I've been investing here this is the worst I've known. Hopefully it'll pick up in the dry but I'm not sure it will this time. If you buy anything steer well clear...
  9. W

    Looking for help. Cairns locals chime in

    Thanks so much for taking the time out for us Kinnon, much appreciated
  10. W

    Looking for help. Cairns locals chime in

    Cmon Beachy, just slow down a little and read the part where I said we're very open. But good observation. price is very important because I'd like to remain relatively financially free. A nice house in the suburbs close to the beach sounds great! Plus the more we think about it, we're looking...
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    Looking for help. Cairns locals chime in

    Cheers all. Much appreciated. Well we've seen some really well priced houses just 10 minutes from Cairns in Hollaways Beach but some locals have been telling us that there's a new Casino planned for Cairns that might boost prices shortly. Does anyone know any more info?
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    Looking for help. Cairns locals chime in

    Where is Bartle Frere? RE.com says it's half an hr south of Cairns. Just wondering why no one's mentioned it? Also, what suburbs would I be searching for mountainous acerage?
  13. W

    Looking for help. Cairns locals chime in

    Thanks for your help guys. I may not be very specific because we're very open so please, local advice very welcome here. Basically, we'd love to be close to a beach, close to employment (as in half an hr max) an at least 2 acres of land. Doesn't even have to be Cairns but we love the tropical...
  14. W

    Looking for help. Cairns locals chime in

    Hi, We're holidaying in Port Douglas at the minute and are really enjoying it. Drove from Cairns and are interested in buying a rural property that's still close to town (Cairns) and employment in the range of anywhere up to say $450k. Which suburbs should we be looking in? The Wife has always...
  15. W

    places to retire cheaply

    Just returned from a stint in Asia, Cambodia was appealing to us but the places we like (anything with land) have no power. Even 5 minutes out of town they don't run it. Siem Reip that is. Near the hundreds of ancient temples like Angkor Wat. Phnom Penh is very city like and we didn't love it...
  16. W

    What have you achieved this year!!

    Been a good year for me, I've achieved semi retirement and some soul food travelling the globe. So good not to have to "do" anything right now. Missus got her teeth redone. Got a new kitchen. Get to do stuff I want to do around the place
  17. W

    Using a buy & hold strategy, in how many years did you reach financial independence?

    Highly doubt it?? What about me!? Oh, I also realised looking at my join date it's actually been 8 years. I started with nothing. Fact I used to be homeless.. depends how hard you go, how 'lucky' you get and how bad you want it. Once you're almost done the next thing you need is to get onto...
  18. W

    Using a buy & hold strategy, in how many years did you reach financial independence?

    Buy n hold my friend :) Just buy as much as you can. Work your poor *** off and trade it for a portion of your soul. Hope that you can keep a job. Hold on by the seam of your pants, all while learning to savour the taste of Sui-min & Sao, until one day you can sell the lot and actually feel...
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    Have to buy PPOR in Darwin...HELP!

    Ha. Prices dropping. In Darwin you say? In my friendly opinion: this is as low as it gets. Buy now. Unemployment is shocking at the mo too. I made my financial independence money here and still live in Virginia so would like to think I have some street cred Good luck! Plentya' bargains now...
  20. W

    Using a buy & hold strategy, in how many years did you reach financial independence?

    Hi! Just stopping in to check the goss Took me 10 years. BUT (there is always a but, many people fail to mention. .) We have no kids and don't plan on having any. We don't have a billion dollars in the bank. We don't live in a gigantuan house, we fail to use the service of a butler. BUT, we DO...
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