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Hi there. I have recently split with my girlfriend and therefore we have moved out of the PPOR. The house is in my name as I bought it when I was 18. It is currently in a fixed loan at roughly 7%. I am going to be renting the property out in the coming weeks, have not had an appraisal yet...

Hey guys, So I bought my first house a while ago, and now I want to set some goals to buy my first IP. Current situation: Income: Low 40's PPOR Value: $330 - $340,000 Loan: $250,000 So I was wondering if some one could tell me the goals I need to set myself to buy another property...

Hey guys. Bought my new house a little while ago and everything except the wet areas are carpet. Now the carpet is in fairly good condition but I have not yet decided whether I want to rent the house or keep it as my PPOR So I was just wondering; will tiling my house add much value to the...

Hey guys, quick question regarding rental yield. I was just wondering personally, what you guys think is a decent rental yield. I used this site: http://www.homebuyerscentre.nationalbank.co.nz/calculators/calculator.aspx?PostingID=41 Ended up being about 3.8%. Is this any good? First...

Hey guys, not sure if this is the right spot or not... Moving into my house next month and was wondering who to go with for electricity? i've been told both AGL and Origin are very good but cannot decide on who? Maybe, from your experiences it could better help me choose a company...

Hey guys, Just wondering if someone could explain an Offset A/C to me? I'm trying to figure out the best way for me to go, as I'm only 18 and have bought my first house. Which soon will be turned into an IP after I receive the FHOG. I was wondering if I could find out the +/- of such...

Just thought I'd get my feelers out on who to look for in regards to a PM. I'm on the North Side of Brisbane, and I've read numerous times that the difference between a good PM and a not so good PM are crucial. So I was just wondering from you Brisvegas people, who you've used successfully and...

Hi guys, just wondering if there are any accountants on this forum (I'm sure there is :p) Wanted to talk to an accountant before making some decisions in the future. If not, can anyone recommend any accountants in Brisbane? Cheers!!!

Hey guys, quick question. Buying a house for $317500. Only getting a loan for $260000 though. So after I live in it for 6 months I am turning that into an IP. Can I then use the $50k I've put into the house to get a second IP? I don't understand, so if someone could explain, I would...

Hey guys, So question is, I'm going to live in a house soon for six months, which after then I will rent out. Now, is it better while I'm living there to pay P&I or simply IO? Once I move out, same principle, P&I or IO? I'm wanting to get equity to get a second house and I do not know...

Hey guys, as you may remember I posted on here last year regarding me wanting to buy my first house when I was 18. I finally have done so :)! Now my plan: I am going to live in this house for six months to claim the FHOG ($14,000). After that, I wish to rent it out. Now I need a few...

...When buying my first home. First time I've posted in this section, so a bit about me. Age: 18 Income: ~650 p/w Savings: ~40,000 Debt: Nothing I am wanting to buy my first house before I turn 19. This is a very daunting procedure for me as it's the first time that I will be going...

Hi. I'm 17 years old and am looking at buying an IP over a nice/new car. I don't know much about IP's. My parents told me it would be an excellent idea and back me 100%. I live in Warner, Brisbane and would want to buy somewhere nearby. Just wondering if this is a good idea, and what my...