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  1. K

    Can Fixed Rates go any lower ?

    The banks response to APRA is to reduce discounts on variable rates. Will they reduce discounts on fixed rates too ? And O/S bond yields look like they are rising - is that likely to increase fixed rates here ? It looks to me as though fixed rates have bottomed & the only way from here is...
  2. K

    What is speculation ?

    There's a few threads suggesting that property investment is speculation... Where does the distinction between investing & speculating ( & gambling) lie ? Buying Google shares 10 years ago - they didn't make a profit & paid no dividend, but there was an expectation of a profit in the future...
  3. K

    First Home Buyer can be classified as Investors

    There's been a couple of news items suggesting that there are more FHBs than the ABS stats suggest. A significant proportion appear to be buying their 1st property as an investment rather than as a PPOR - consequently the ABS considers then investors rather than FHBs. Have the brokers...
  4. K

    Cost of Raising Kids

    Cost of raising children jumps by more than 50 per cent since 2007 $450 a week would cover the cost of holding a few IPs. What would you choose - two kids or a few extra IPs and an early retirement ?
  5. K

    IP used for film production

    A film director has expressed an interest in using one of our weekender IPs for 3-4 days of shooting. There's expected to be around 7-10 cast & crew on site. Are there any particular issues or gotchas to be aware of ? I have a copy of their PL insurance. And I've met the director & am...
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