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Hi, But shouldn't this have been sorted by the bank during pre approval? I have cash sitting in offset that I can pay deposit with, but don't people usually get pre approval, then an unconditional offer from the bank before exchanging/putting down 10% deposit?? Or do you exchange before...

Spoke to westpac today and they said they're just waiting to value the property we're drawing equity out of for the deposit.... LVR on the existing property after paying deposit + costs will be about 58% (last val was 1.5 mill) First I'd heard of it, if a valuation was necessary should it not...

So, it's been at least a fortnight since our offer was accepted and still waiting for unconditional approval (we had pre-approval.) Is westpac renowned for being extra slow or is this normal? They tell me it's all good - they're just busy...

Hi Brady, yes it is! That's what I thought - the agent's just being a little precious! :eek: Thanks

Thanks Jamie, You said 'balance of deposit' I haven't paid anything yet. That's not unusual is it (in NSW).

Hi all, Just settled on IP 4 but wanted to see what is the norm when exchanging... Our was offer was accepted a little over a week ago. The sales advice has been sent, solicitors details provided etc etc. I've signed the contract after meeting with solicitor but there are a few certificates...