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Not sure about no frills loan - I think you might need to be on one of their packages? But it says you get the annual fee of one credit card waived, so you should at least ask. This card might be my favourite - the platinum edge is still better on groceries and petrol, but everywhere else...

ANZ Platinum rewards - possibly the best one I've seen so far. 50,000 reward points and no annual fee for the first year. Reward points can be converted directly back into credit, or as cash into an ANZ account. The exchange rate isn't great, but the earning rate is fantastic - 3 points per...

Good if you want to donate to the RSPCA I guess :) I'm going to use my ANZ frequent flyer black for the next 9 months or so - but will look for a better MC or Visa in the meantime. I'm thinking the best bet will probably be one that I can get with a mortgage, unless a promo one comes up in...

Damn! That is exactly what I was looking for as well. Actually, after looking at the rewards program though, it is a pretty poor conversion rate for points. Oh well, I have just signed up for the ANZ card with 50,000 bonus points (free annual fee for the first year). So I basically...

Only interested in free cards - besides, I already get a free return flight every year on my AMEX. Oh I'd never pay a surcharge just to earn the points! That is just plain silly. I use the AMEX wherever it is accepted and wherever there is no surcharge. Otherwise I use my Mastercard...

So nobody has any better suggestions than the Coles card or the HSBC card?

None of them are free and non-AMEX unfortunately - I already looked :/ The free AMEX one is quite good, but I already have an AMEX.

Yeah, aside from promotions, it doesn't seem like you can get these anymore (and typically the promotions seem to be no annual fee for the first year only) Yeah it's the same card - free return domestic flight every year, annual fee of $149 (I think its higher now - but once you get the...

That is still available - I'm trying to apply for it, but for some reason the application hasn't processed properly. This is just a once off though - I'm looking for a card I can use indefinitely (i.e. no annual fee).

My AMEX is through AMEX :) TMNT, doesn't look like CitiBank offer that anymore. At the moment, the two best options I've found (from a quick search) are: - Coles flybuy - 0.5 flybuys per dollar spent - HSBC platinum - Promotional offer with a free annual fee for perpetuity, 10,000...

Hi all, So I have a pretty awesome AMEX - fantastic card and I am very happy with it. But there are still quite a few things that I can't pay by AMEX and need to use a regular mastercard or VISA. My current card is very simple - no annual fee, but no reward points either. I'm looking for...