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Not meaning to be arguementatbut PB will offer more than the 0.70% as stated. They can be reasonably aggresive but I've found they offer nothing more than a well presented pricing request from a MB. To clarify, that's not until present when ANZ aren't pricing for the broker network due to volume...

Supposedly so but then again I managed the same pricing discount for my brother-inlaw who had an offer from private bank. They do however usually manage better TD rates than the branch network.