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I use the building and landlord's insurance offered by the bank I have the loan with. My reasoning (which may well be false reasoning) is that since the property is used to secure the loan, the bank would be more likely to honour my claims or pressure the underwriter to honour my claims to...

It's good to have your building insurance and landlord's insurance in the one policy with one company. I once had building insurance with one company and landlords insurance with another so when it came time to making a claim, they both tried to handball me back and forth between companies. To...