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OK, it seems that some brokers can offer a loan structure service. So this frongle could be useful for a borrower for a straightforward loan. An experienced investor that knows what structure they want could/would negotiate the discount them selves.

I think it would be very attractive to Time Poor people. Another advantage I see is only have to supply info ONCE to get responses from multiple lenders The question I would have is ( if I was going to use the service) , how long does it/would it take to save the upfront cost $400/800 through...

Offtopic re Paul@PFI's comment, ....gumtree is cra* ... >>Gumtree is owned by ebay<< since 2005 It makes some sense that they would let gumtree deteriorate - I suspect to encourage people to go to the more profitable ebay site

flongle, a site where banks bid for your business There is a write up about it in today's Sydney Daily Telegraph P 26 Has anyone used it as an investor? Thanks