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  1. House_Keeper

    Living off Equity: how feasible is it?

    Thanks for the many suggestions. I found lots of useful info on previous threads, notably this one. http://somersoft.com/forums/showthread.php?t=19649 After reviewing all this and talking with my banker, I’ve come to the conclusion that LOE is not something we can rely on for retirement...
  2. House_Keeper

    Living off Equity: how feasible is it?

    Thanks for that Dazz. Another great post that made a lot of sense. I did call my banker (from Commonwealth Bank) to find out what their policy is. Essentially, the bank does not lend only on equity, not matter how much equity you may have. The bank needs to be comfortable that you can...
  3. House_Keeper

    Living off Equity: how feasible is it?

    Good point Sunfish. Using margin lending is another option to consider. It would have to be at low LVR (30%) to be protected from share volatility and margin calls, but it is an interesting option that can increase cash flow on shares.
  4. House_Keeper

    Living off Equity: how feasible is it?

    Thanks for that link. I was using the search within somersoft . Didn't realise a google search would work better.
  5. House_Keeper

    Living off Equity: how feasible is it?

    Did a search but couldn't find much. Can anybody provide a link to relevant thread(s)? Thanks.
  6. House_Keeper

    Living off Equity: how feasible is it?

    Thanks Aaron. What do you mean by not that easy?
  7. House_Keeper

    Living off Equity: how feasible is it?

    I’ve been thinking for a while about the income phase of property investment. How can we convert equity from residential property investment into an income stream? Selling some properties to pay off the debt and live on rent provides a low net yield (around 3.5%). That requires $4m of...
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