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That's the trick isn't it. To ultimately have spent it all except the bit you've left for the funeral and the penny for the Boatman. This has moved here: http://www.somersoft.com/forums/showthread.php?p=596276#post596276 which seems the right discussion area - sorry.

I've said before that this forum has some wonderful ideas and research so I thought some of the lovely people may have good suggestions for ways for me to think on this: I have PPOR (latest val = 600k+) and just purchased IP (PP= 320k). Total loans outstanding on both = 540k. (about $300 a...